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  American Veterans USAA Rewards™ Visa Signature® Card

American Veterans USAA Rewards™ Visa Signature® Card

in Personal Credit Cards from USAA

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American Veterans USAA Rewards™ Visa Signature® Card

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 12.90% - 27.90%
Credit Score Range 680 - 850
Annual Fee $0
Purchase APR  (Variable APR) 12.90% - 27.90%

American Veterans USAA Rewards™ Visa Signature® Card Review

American Veterans USAA Rewards™ Visa Signature® Card is a cashback credit card issued by USAA. If you're wondering whether American Veterans USAA Rewards™ Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Signup bonus. Offers a signup bonus of points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. American Veterans USAA Rewards™ Visa Signature® Card has a variable purchase APR of up to 27.90%.
  • No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. American Veterans USAA Rewards™ Visa Signature® Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 680.
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 0%.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • American Veterans USAA Rewards™ Visa Signature® Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Free access to your credit score.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Requires good to excellent credit.
  • Charges a 3% balance transfer fee

Is there a American Veterans USAA Rewards™ Visa Signature® Card cash back or rewards program?

American Veterans USAA Rewards™ Visa Signature® Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With American Veterans USAA Rewards™ Visa Signature® Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

American Veterans USAA Rewards™ Visa Signature® Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 2500

Does American Veterans USAA Rewards™ Visa Signature® Card have a signup bonus?

American Veterans USAA Rewards™ Visa Signature® Card doesn't offer a cash signup bonus. However, it does include a 2500 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does American Veterans USAA Rewards™ Visa Signature® Card offer an annual loyalty bonus?

American Veterans USAA Rewards™ Visa Signature® Card doesn't offer a cash loyalty bonus.

What are the American Veterans USAA Rewards™ Visa Signature® Card benefits?

American Veterans USAA Rewards™ Visa Signature® Card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for American Veterans USAA Rewards™ Visa Signature® Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. American Veterans USAA Rewards™ Visa Signature® Card has lower than average purchase APRs.

American Veterans USAA Rewards™ Visa Signature® Card has a variable purchase APR that ranges from 12.90% up to 27.90%. The card has a variable balance transfer APR that ranges from 12.90% up to 27.90%. It also has a variable cash advance APR that ranges from 12.% up to 27.4%.

Does American Veterans USAA Rewards™ Visa Signature® Card have an introductory APR offer on balance transfers??

Yes, American Veterans USAA Rewards™ Visa Signature® Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

American Veterans USAA Rewards™ Visa Signature® Card Balance Transfers
Description
Balance Transfer APR 12.90% - 27.90%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 12
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum N/A

Does American Veterans USAA Rewards™ Visa Signature® Card have an introductory APR offer on new purchases??

American Veterans USAA Rewards™ Visa Signature® Card does not offer an introductory rate on new purchases.

What are the American Veterans USAA Rewards™ Visa Signature® Card fees?

The following fees apply to American Veterans USAA Rewards™ Visa Signature® Card:

American Veterans USAA Rewards™ Visa Signature® Card Fees
Fees Amount
Annual Fee up to $0
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Returned Payment Fee $35
Late Payment Fee $35

Does American Veterans USAA Rewards™ Visa Signature® Card have a foreign transaction fee?

American Veterans USAA Rewards™ Visa Signature® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does American Veterans USAA Rewards™ Visa Signature® Card report your account activity to credit bureaus?

American Veterans USAA Rewards™ Visa Signature® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for American Veterans USAA Rewards™ Visa Signature® Card

  • Visit the American Veterans USAA Rewards™ Visa Signature® Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

AMERICAN VETERANS USAA REWARDS™ VISA SIGNATURE® CARD Disclosure: (note 1) Earn 1 point for every $1 in credit card purchases. Reward points terminate if account is closed or delinquent, or if reward program ends. Other restrictions apply. See the USAA Rewards Program Terms and Conditions for details. (note 2) There is a transaction fee of 3% on balance transfers and cash advances ($200 maximum on each balance transfer and each convenience check). Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account. The APR will vary with the market based on the Prime Rate. (note 3) AMVETS receives financial support from USAA for this sponsorship.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   9800 Fredericksburg Road
    San Antonio, TX 78288 USA
  •   Visit Site

Message from USAA

With this card, you can help American Veterans assist veterans and their families. USAA Bank will make a contribution to American Veterans when you open an account, make eligible purchases and keep an active account. Get 2,500 Bonus Points after your first purchase. Start earning 1 point for every $1 spent for all your every day purchases. Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group. Redeem your rewards points anytime on usaa.com or from your mobile phone — with no redemption fee. Enjoy no cap or expiration date on points. Enjoy no foreign transaction fees when you travel outside of the United States

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 9:00pm
  • Tuesday 7:00am - 9:00pm
  • Wednesday 7:00am - 9:00pm
  • Thursday 7:00am - 9:00pm
  • Friday 7:00am - 9:00pm
  • Saturday 8:30am - 5:00pm

Other Services by USAA

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $35
Late Fee Amount $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Card Type
  • Balance Transfer
  • Bonus Offers
  • Cashback
  • Rewards
  • Travel
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Flight Insurance  
Emergency Support  
Travel Insurance  
Fraud Liability  
Extended Warranty  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Bonus Rewards Get 2,500 Bonus Points after your first purchase.
No Reward Expiration Period  
No Blackout Dates  
Rewards Categories Every Purchase
Signup Bonus (points) 2,500
Cash Advance APR (Variable APR) 12.% - 27.4%
Balance Computation Average daily balance (including new purchases)
Purchase APR (Variable APR) 12.90% - 27.90%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 12.90% - 27.90%
Balance Transfer Fee % 3%

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