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  Americas First FCU Pro Visa® Credit Card

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Americas First FCU Pro Visa® Credit Card Unaffiliated

Americas First FCU Pro Visa® Credit Card

Unaffiliated
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Highlights
Purchase APR  (Variable APR) Starting at 8.8%
Balance Transfer APR  (Variable APR) Starting at 8.8%
Credit Score Range N/A
Annual Fee $25

Americas First FCU Pro Visa® Credit Card Review

This is a rewards card issued by America's First Federal Credit Union. If you're wondering whether Americas First FCU Pro Visa® Credit Card is the right card for you, read on.

Key Takeaways

Pros & Cons of Americas First FCU Pro Visa® Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Identity Theft Protection.
  • Cardholders can earn rewards on purchases everywhere Americas First FCU Pro Visa® Credit Card is accepted.
  • Americas First FCU Pro Visa® Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $25
  • Does not offer a signup bonus.
  • Does not include many credit card benefits.

Americas First FCU Pro Visa® Credit Card FAQ

Does Americas First FCU Pro Visa® Credit Card have a cash back or rewards program?

Americas First FCU Pro Visa® Credit Card is a rewards card.

Americas First FCU Pro Visa® Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Americas First FCU Pro Visa® Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Americas First FCU Pro Visa® Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Americas First FCU Pro Visa® Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Americas First FCU Pro Visa® Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Americas First FCU Pro Visa® Credit Card has a variable purchase APR starting at 8.8% . The card has a variable balance transfer APR starting at 8.8% . It also has a variable cash advance APR starting at 8.8% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Americas First FCU Pro Visa® Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Americas First FCU Pro Visa® Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Americas First FCU Pro Visa® Credit Card?

The following fees apply:

  • There is no overlimit fee
Americas First FCU Pro Visa® Credit Card Fees
Fees Amount
Annual Fee $25
Overlimit Fee $0
Returned Payment Fee up to $27
Late Payment Fee up to $27

What is the customer service phone number for Americas First FCU Pro Visa® Credit Card?

The Americas First FCU Pro Visa® Credit Card customer service number is (205) 320-4185.

What is the support contact email for Americas First FCU Pro Visa® Credit Card?

The support contact email for Americas First FCU Pro Visa® Credit Card is memberservices@amfirst.org.

What is the Americas First FCU Pro Visa® Credit Card login page?

You can access the Americas First FCU Pro Visa® Credit Card login page here.

How do people rate the customer service and user experience of Americas First FCU Pro Visa® Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Americas First FCU Pro Visa® Credit Card report your account activity to credit bureaus?

Yes, Americas First FCU Pro Visa® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Americas First FCU Pro Visa® Credit Card

  • Visit the Americas First FCU Pro Visa® Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by America's First Federal Credit Union

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View all credit cards offered by America's First Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Annual Fee $25
Minimum Interest Charge $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $27
Late Fee Amount Up to $27
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) Starting at 8.8%
APR Type Variable APR
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) Starting at 8.8%
Balance Transfer APR (Variable APR) Starting at 8.8%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Low Interest
Card Network Visa

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