SuperMoney
  Arrow Visa Card

Arrow Visa Card

in Personal Credit Cards from LendUp

Claimed

Arrow Visa Card

Claimed

in Personal Credit Cards from LendUp

SuperMoney Net Recommendation Score +25

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +25, equating to 3.5 on a 5 point rating scale.

+25

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

5 users recommend
0 users are unsure
3 users don't recommend
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Highlights
Community Rating Mostly recommended
Purchase APR  (Variable APR) 21.49% - 31.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 850
Annual Fee $75
Number of Reviews 8

Arrow Visa Card Review

If you're wondering whether Arrow Visa Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 21.49% up to 31.99%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Arrow Visa Card
The Good The Bad
  • Free access to your credit score.
  • Considers applicants with fair or poor credit.
  • Arrow Visa Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges an annual fee of $75
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Arrow Visa Card FAQ

Does Arrow Visa Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Arrow Visa Card benefits?

It provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Arrow Visa Card?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for Arrow Visa Card?

The following fees apply:

Arrow Visa Card Fees
Fees Amount
Annual Fee $75
Foreign Transaction Fee 3%
Returned Payment Fee $25
Late Payment Fee $25

Does Arrow Visa Card have a foreign transaction fee?

Arrow Visa Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Arrow Visa Card?

The Arrow Visa Card customer service number is (855) 253-6387.

What is the support contact email for Arrow Visa Card?

The support contact email for Arrow Visa Card is help@lendup.com.

How do people rate the customer service and user experience of Arrow Visa Card?

Overall, Arrow Visa Card is mostly recommended based on community reviews that rate customer service and user experience.

Does Arrow Visa Card report your account activity to credit bureaus?

Yes, Arrow Visa Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Arrow Visa Card

  • Visit the Arrow Visa Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3% - 31.99%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Annual Fee $75
Minimum Interest Charge $0.50
Returned Payment Fee $25
Late Fee Amount $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Cash Advance APR (Variable APR) 29.99% - 31.49%
Balance Computation Average Daily Balance
Purchase APR (Variable APR) 21.49% - 31.99%
Card Type
  • Bad Credit
  • Charge Card
Card Network Visa

Arrow Visa Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +25, equating to 3.5 on a 5 point rating scale.

+25

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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