Overview

Who is this credit card designed for?

Avianca Life Miles Vuela Visa is a credit card issued by Banco Popular de Puerto Rico, which is based in New York, NY. 

Avianca Life Miles Vuela Visa is designed for people with a credit score of 700 to 850. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Avianca Life Miles Vuela Visa has a variable purchase APR that ranges from 15.99% up to 25.99%.

The card has a variable balance transfer APR that ranges from 15.99% up to 25.99%.

It also has a variable cash advance APR of 27.24%.

Is an introductory APR offer available?

Yes, Avianca Life Miles Vuela Visa offers an introductory APR rate on balance transfers of 0% for a period of 12 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.

What are the fees?

The following fees apply to Avianca Life Miles Vuela Visa:

• An annual fee of $149. Make sure the rewards and benefits of this card justify the cost of the annual fee.
• A late payment penalty of up to $38.
• Avianca Life Miles Vuela Visa does not charge a returned payment fee.

Is a rewards program offered?

Avianca Life Miles Vuela Visa offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Airfare
• Every Purchase
• Gas
• Groceries

Is a signup bonus offered?

Avianca Life Miles Vuela Visa doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $1 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Avianca Life Miles Vuela Visa doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Avianca Life Miles Vuela Visa provides the following benefits:

Does Avianca Life Miles Vuela Visa report your account activity to credit bureaus?

Avianca Life Miles Vuela Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.