Avianca Life Miles Vuela Visa

Avianca Life Miles Vuela Visa Review

This is a rewards card issued by Banco Popular de Puerto Rico. If you're wondering whether Avianca Life Miles Vuela Visa is the right card for you, read on.

Key Takeaways

• Signup bonus. Offers a signup bonus of 40000 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Avianca Life Miles Vuela Visa has a variable purchase APR that ranges from 13.24% up to 26.24%.
• 2% Balance transfer fee. Avianca Life Miles Vuela Visa charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Avianca Life Miles Vuela Visa

The Good	The Bad
Potentially lower than average purchase APRs. Offers Auto Rental Collision Damage Waiver. Travel accident insurance. Cardholders can earn rewards on purchases everywhere Avianca Life Miles Vuela Visa is accepted. Avianca Life Miles Vuela Visa reports to multiple credit bureaus.	Charges an annual fee of $149 Charges a 2% balance transfer fee

Avianca Life Miles Vuela Visa FAQ

Does Avianca Life Miles Vuela Visa have a cash back or rewards program?

Avianca Life Miles Vuela Visa is a travel rewards card.

Avianca Life Miles Vuela Visa Rewards

Minimum rewards rate	1x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	40000

What are the Avianca Life Miles Vuela Visa benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for Avianca Life Miles Vuela Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Avianca Life Miles Vuela Visa has a variable purchase APR that ranges from 13.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 26.24%. It also has a variable cash advance APR that ranges from 24.24% up to 28.24%.

What are the fees for Avianca Life Miles Vuela Visa?

The following fees apply:

Avianca Life Miles Vuela Visa Fees

Fees	Amount
Annual Fee	$149
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	%
Returned Payment Fee	Starting at $ up to $10
Late Payment Fee	Starting at up to $40

This card charges a $149 annual fee.

Does Avianca Life Miles Vuela Visa report your account activity to credit bureaus?

Yes, Avianca Life Miles Vuela Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Avianca Life Miles Vuela Visa

• Visit the Avianca Life Miles Vuela Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.