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  Avianca Life Miles Vuela Visa

Avianca Life Miles Vuela Visa

in Personal Credit Cards from Banco Popular de Puerto Rico

Unaffiliated

Avianca Life Miles Vuela Visa

Unaffiliated

in Personal Credit Cards from Banco Popular de Puerto Rico

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Purchase APR  (Variable APR) 14.99% - 27.99%
Balance Transfer APR  (Variable APR) 14.99% - 27.99%
Credit Score Range 700 - 850
Annual Fee $149

Avianca Life Miles Vuela Visa Review

This is a rewards credit card issued by Banco Popular de Puerto Rico. If you're wondering whether Avianca Life Miles Vuela Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Signup bonus. Offers a signup bonus of 40000 points after spending $1 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Avianca Life Miles Vuela Visa has a variable purchase APR that ranges from 14.99% up to 27.99%.
  • 2% Balance transfer fee. Avianca Life Miles Vuela Visa charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Avianca Life Miles Vuela Visa
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 12 months.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • Cardholders can earn rewards on purchases everywhere Avianca Life Miles Vuela Visa is accepted.
  • Avianca Life Miles Vuela Visa reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Charges an annual fee of $149
  • Charges a 2% balance transfer fee.
Avianca Life Miles Vuela Visa FAQ

Does Avianca Life Miles Vuela Visa have a cash back or rewards program?

Avianca Life Miles Vuela Visa is a travel rewards card.

Avianca Life Miles Vuela Visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 40000
Signup Bonus Spend Requirement $1

Does Avianca Life Miles Vuela Visa have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 40000 points signup bonus after spending $1 that can be redeemed for travel, gifts, or other perks.

Does Avianca Life Miles Vuela Visa offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Avianca Life Miles Vuela Visa benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Avianca Life Miles Vuela Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 14.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 27.99%. It also has a variable cash advance APR that ranges from 25.99% up to 29.99%.

Does Avianca Life Miles Vuela Visa have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Avianca Life Miles Vuela Visa Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 14.99% - 27.99%
Balance Transfer Fee Minimum $2
Balance Transfer Fee % 2%

Does Avianca Life Miles Vuela Visa have an intro APR offer on new purchases?

Avianca Life Miles Vuela Visa Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Avianca Life Miles Vuela Visa?

The following fees apply:

Avianca Life Miles Vuela Visa Fees
Fees Amount
Annual Fee $149
Returned Payment Fee $10
Late Payment Fee $38

How do people rate the customer service and user experience of Avianca Life Miles Vuela Visa?

Overall, Avianca Life Miles Vuela Visa is strongly recommended based on community reviews that rate customer service and user experience.

Does Avianca Life Miles Vuela Visa report your account activity to credit bureaus?

Yes, Avianca Life Miles Vuela Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Avianca Life Miles Vuela Visa

  • Visit the Avianca Life Miles Vuela Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Gas (Points) 2
Airfare (Points) 3
Every Purchase (Points) You’ll earn 1 LifeMile for each $1 spent on all other eligible Net Purchases.
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Paper Statement Fee $0
Cash Advance Fee Minimum $2
Cash Advance Fee (%) Starting at 2%
Minimum Cash Advance Fee ($) $2 - $10
Annual Fee $149
Returned Payment Fee $10
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • Non-Residents Through Entities Incorporated in the U.S.
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
Rewards Categories
  • Airfare
  • Every Purchase
  • Gas
  • Groceries
Signup Bonus (points) 40,000
Cash Advance APR (Variable APR) 25.99% - 29.99%
Balance Computation average daily balance
Purchase APR (Variable APR) 14.99% - 27.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 14.99% - 27.99%
Balance Transfer Fee Minimum $2
Balance Transfer Fee % 2%
Card Type
  • Airline
  • Balance Transfer
  • Gas
  • Rewards
  • Travel
  • Zero Percent
Card Network Visa

Avianca Life Miles Vuela Visa Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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