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  BankMobile Classic Mastercard

BankMobile Classic Mastercard

in Personal Credit Cards from Customers Bank

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BankMobile Classic Mastercard

Unaffiliated

in Personal Credit Cards from Customers Bank

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 16.99% - 24.99%
Balance Transfer APR  (Variable APR) 16.99% - 24.99%
Credit Score Range 580 - 700

BankMobile Classic Mastercard Review

BankMobile Classic Mastercard is a credit card issued by Customers Bank. 

Fair credit. This card is designed for people with fair credit. The minimum credit score to apply is 580.

If you're wondering whether BankMobile Classic Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of BankMobile Classic Mastercard
Pros Cons
  • Accounts are reviewed every six months for a potential credit line increase or upgrade to the BankMobile Rewards Mastercard.
  • No annual fee.
  • Cardholders can build credit with regular payments.
  • No rewards or bonuses offered with this card.
  • Is there a BankMobile Classic Mastercard cash back or rewards program?

    No, BankMobile Classic Mastercard does not offer a rewards program.

    BankMobile Classic Mastercard Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus Spend Requirement $0

    What are the BankMobile Classic Mastercard benefits?

    BankMobile Classic Mastercard provides the following benefits:

    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • ID Theft Protection
    • Reports to major credit bureaus

    What are the relevant APRs for BankMobile Classic Mastercard?

    BankMobile Classic Mastercard has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 24.99%.

    It also has a variable cash advance APR that ranges from 16.99% up to 24.99%.

    Does BankMobile Classic Mastercard have an introductory APR offer?

    No, BankMobile Classic Mastercard does not come with an introductory APR offer for balance transfers.

    BankMobile Classic Mastercard does not offer an introductory rate on new purchases.

    BankMobile Classic Mastercard Rates & Terms
    Purchase APR 16.99% - 24.99%
    Balance Transfer APR 16.99% - 24.99%
    Cash Advance APR 16.99% - 24.99%

    What are the BankMobile Classic Mastercard fees?

    No Annual Fee. BankMobile Classic Mastercard does not charge an annual fee.

    3% Foreign transaction fees. BankMobile Classic Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    The following fees apply to BankMobile Classic Mastercard:

    BankMobile Classic Mastercard Fees
    Fees Amount
    Annual Fee $0
    Foreign Transaction Fee 3%
    Balance Transfer Fee 3%
    Minimum Balance Transfer Fee $5
    Returned Payment Fee up to $38
    Late Payment Fee up to $38

    Does BankMobile Classic Mastercard report your account activity to credit bureaus?

    BankMobile Classic Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    How to apply for BankMobile Classic Mastercard

    • Visit the Customers Bank website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 25
    Minimum Interest Charge $0.01
    Annual Fee $0
    No Annual Fee  
    Returned Payment Fee Up to $38
    Late Fee Amount Up to $38
    Balance Transfer Fee % 3%
    Balance Transfer Fee Minimum $5
    Cash Advance Fee ($) Starting at $5
    Cash Advance Fee (%) Starting at 3%
    Cash Advance Fee Minimum $5
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 580 - 700
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Extended Warranty  
    Fraud Liability  
    Emergency Support  
    Credit Card Benefits
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    Purchase APR (Variable APR) 16.99% - 24.99%
    Cash Advance APR (Variable APR) 16.99% - 24.99%
    Balance Computation average daily balance
    Balance Transfer APR (Variable APR) 16.99% - 24.99%

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    Annual Fee

    Purchase APR

    Balance Transfer APR

    Credit Score Range

    BankMobile Rewards Mastercard

    BankMobile Rewards Mastercard

    Be the first to rate

    Annual Fee $0 Annual Fee
    Purchase APR 16.99% - 24.99%
    (Variable APR)
        0% 36% Variable APR
    Balance Transfer APR 16.99% - 24.99%
    (Variable APR)
        0% 29% Variable APR
    Credit Score Range 720 - 850     300 850