Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
16.99% - 24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
16.99% - 24.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
580 - 700
Annual Fee
$0
BankMobile Classic Mastercard Review
This is a card issued by Customers Bank. If you're wondering whether BankMobile Classic Mastercard is the right card for you, read on.
Key Takeaways
- APRs: BankMobile Classic Mastercard has a variable regular purchase APR that ranges from 16.99% up to 24.99%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. BankMobile Classic Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of BankMobile card
| The Good | The Bad |
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BankMobile card FAQ
Does BankMobile card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for BankMobile card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.BankMobile Classic Mastercard has a variable purchase APR that ranges from 16.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 24.99%. It also has a variable cash advance APR that ranges from 16.99% up to 24.99%.
Does BankMobile card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does BankMobile card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for BankMobile card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $38 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $38 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does BankMobile card have a foreign transaction fee?
BankMobile card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for BankMobile card?
The support contact email for BankMobile card is contactus@customersbank.com.
How do people rate the customer service and user experience of BankMobile card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does BankMobile Classic Mastercard report your account activity to credit bureaus?
Yes, BankMobile Classic Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Customers Bank perform a hard credit pull?
Yes, BankMobile card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for BankMobile card
- Visit the website of BankMobile card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed
Other Services by Customers Bank
Business Loans
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Personal Loans
Rating not yet determined (4 Reviews)
Home Mortgage Loans
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Other Credit Cards from Customers Bank
Rating not yet determined
Purchase APR
14.74% - 22.74%
Disclaimer popup with additional information
Balance Transfer APR
14.74% - 22.74%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
-1000+100
No one recommends
Everyone recommends
BankMobile Classic Mastercard Community Reviews
Would you recommend BankMobile Classic Mastercard to your friends?
BT
Benjamin T.
Nov 10, 2020
May or may not recommend
definately a plus, great card plus benefits and the whole 9! Don't pass up a great thing!
VT
Vivian Terresa G.
Oct 16, 2020
May or may not recommend
Hi
The opportunity to build credit history . Helps build financial freedom.
Showing 2 of 2 reviews
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