Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.75% - 21.75%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
15.75% - 21.75%(Verified 06/21/2024)
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Credit Score Range
600 - 699
Annual Fee
N/A
Dart Bank Visa Platinum Rewards Review
This is a secured credit rewards card issued by Dart Bank. If you're wondering whether Dart Bank Visa Platinum Rewards is the right card for you, read on.
Key Takeaways
- APRs: Dart Bank Visa Platinum Rewards has a variable regular purchase APR that ranges from 15.75% up to 21.75%.
- A 3% balance transfer fee. Dart Bank Visa Platinum Rewards charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, price protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Dart Bank Visa Platinum Rewards
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Dart Bank Visa Platinum Rewards FAQ
Does Dart Bank Visa Platinum Rewards have a cash back or rewards program?
Dart Bank Visa Platinum Rewards is a rewards card.
| Description |
Does Dart Bank Visa Platinum Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Dart Bank Visa Platinum Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Dart Bank Visa Platinum Rewards benefits?
Dart Bank Visa Platinum Rewards provides the following benefits:
- Free Credit Score
- Emergency Support
- Zero fraud liability
- Price Protection
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Dart Bank Visa Platinum Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Dart Bank Visa Platinum Rewards has a variable purchase APR that ranges from 15.75% up to 21.75%. The card has a variable balance transfer APR that ranges from 15.75% up to 21.75%. It also has a variable cash advance APR that ranges from 15.75% up to 21.75%.
Note that late payments are subject to an APR of 25.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Dart Bank Visa Platinum Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Dart Bank Visa Platinum Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Dart Bank Visa Platinum Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $25 - $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $25.00 - $35.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
There is a late fee of up to $35.00 . What is the customer service phone number for Dart Bank Visa Platinum Rewards?
The customer service number for Dart Bank Visa Platinum Rewards is (517) 676-3661.
What is the support contact email for Dart Bank Visa Platinum Rewards?
The support contact email for Dart Bank Visa Platinum Rewards is investorrelations@dartbank.com.
How do people rate the customer service and user experience of Dart Bank Visa Platinum Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Dart Bank Visa Platinum Rewards report your account activity to credit bureaus?
Yes, Dart Bank Visa Platinum Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Dart Bank perform a hard credit pull?
Yes, Dart Bank Visa Platinum Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Dart Bank Visa Platinum Rewards
- Visit the website of Dart Bank Visa Platinum Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Dart Bank Visa Platinum Rewards's published terms & conditions
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
10:00AM - 5:00PM