
Dart Bank Visa Platinum Rewards
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Purchase APR (Variable APR) |
15.75% - 21.75% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
15.75% - 21.75% (Verified 08/04/2023) |
Credit Score Range | 600 - 699 |
Annual Fee | N/A |
Dart Bank Visa Platinum Rewards Review
This is a secured credit card rewards card issued by Dart Bank. If you're wondering whether Dart Bank Visa Platinum Rewards is the right card for you, read on.
Key Takeaways
- Competitive APRs. Dart Bank Visa Platinum Rewards has a variable purchase APR that ranges from 15.75% up to 21.75%.
- 3% Balance transfer fee. Dart Bank Visa Platinum Rewards charges a fee of 3% on balance transfers, if you transfer the balance within 25 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, price protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Dart Bank Visa Platinum Rewards
The Good | The Bad |
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Dart Bank Visa Platinum Rewards FAQ
Does Dart Bank Visa Platinum Rewards have a cash back or rewards program?
Dart Bank Visa Platinum Rewards is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Dart Bank Visa Platinum Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Dart Bank Visa Platinum Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Dart Bank Visa Platinum Rewards benefits?
It provides the following benefits:
- Free Credit Score
- Emergency Support
- Zero fraud liability
- Price Protection
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Dart Bank Visa Platinum Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Dart Bank Visa Platinum Rewards has a variable purchase APR that ranges from 15.75% up to 21.75%. The card has a variable balance transfer APR that ranges from 15.75% up to 21.75%. It also has a variable cash advance APR that ranges from 15.75% up to 21.75%. Note that late payments are subject to an APR of 25.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Dart Bank Visa Platinum Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Dart Bank Visa Platinum Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Dart Bank Visa Platinum Rewards?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | N/A |
Overlimit Fee | $ |
Initial Program Fee | $ |
Foreign Transaction Fee | % |
Returned Payment Fee | Starting at $25 up to $35 |
Late Payment Fee | Starting at $25.00 up to $35.00 |
What is the customer service phone number for Dart Bank Visa Platinum Rewards?
The Dart Bank Visa Platinum Rewards customer service number is (517) 676-3661.
What is the support contact email for Dart Bank Visa Platinum Rewards?
The support contact email for Dart Bank Visa Platinum Rewards is investorrelations@dartbank.com.
What is the Dart Bank Visa Platinum Rewards login page?
You can access the Dart Bank Visa Platinum Rewards login page here.
How do people rate the customer service and user experience of Dart Bank Visa Platinum Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Dart Bank Visa Platinum Rewards report your account activity to credit bureaus?
Yes, Dart Bank Visa Platinum Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Dart Bank Visa Platinum Rewards
- Visit the Dart Bank Visa Platinum Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
368 S. Park Street
Mason, MI 48854 USA - (517) 676-3661
- Visit Site
- Email Support
About Dart Bank Visa Platinum Rewards
Availability
Feature Breakdown
Cash Advance Fee Minimum | $10.00 |
Cash Advance Fee (%) | Starting at 3% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | $25 - $35 |
Late Fee Amount | $25.00 - $35.00 |
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