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  Dart Bank Visa Platinum Rewards

Dart Bank Visa Platinum Rewards

in Personal Credit Cards from Dart Bank

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Dart Bank Visa Platinum Rewards

Unaffiliated

in Personal Credit Cards from Dart Bank

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Highlights
Purchase APR  (Variable APR) 15.75% - 21.75%
Balance Transfer APR  (Variable APR) 15.75% - 21.75%
Credit Score Range 600 - 699
Annual Fee N/A

Dart Bank Visa Platinum Rewards Review

This is a secured credit card rewards credit card issued by Dart Bank. If you're wondering whether Dart Bank Visa Platinum Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Dart Bank Visa Platinum Rewards has a variable purchase APR that ranges from 15.75% up to 21.75%.
  • 3% Balance transfer fee. Dart Bank Visa Platinum Rewards charges a fee of 3% on balance transfers, if you transfer the balance within 25 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, price protection, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Dart Bank Visa Platinum Rewards
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Dart Bank Visa Platinum Rewards is accepted.
  • Dart Bank Visa Platinum Rewards reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee, if you transfer the balance within 25 days of opening the account.
Dart Bank Visa Platinum Rewards FAQ

Does Dart Bank Visa Platinum Rewards have a cash back or rewards program?

Dart Bank Visa Platinum Rewards is a rewards card.

Dart Bank Visa Platinum Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Dart Bank Visa Platinum Rewards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Dart Bank Visa Platinum Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Dart Bank Visa Platinum Rewards benefits?

It provides the following benefits:

  • Free Credit Score
  • Emergency Support
  • Zero fraud liability
  • Price Protection
  • Cell Phone Protection
  • Reports to major credit bureaus

What are the relevant APRs for Dart Bank Visa Platinum Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 15.75% up to 21.75%. The card has a variable balance transfer APR that ranges from 15.75% up to 21.75%. It also has a variable cash advance APR that ranges from 15.75% up to 21.75%. Note that late payments are subject to an APR of 25.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Dart Bank Visa Platinum Rewards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Dart Bank Visa Platinum Rewards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Dart Bank Visa Platinum Rewards?

The following fees apply:

Dart Bank Visa Platinum Rewards Fees
Fees Amount
Annual Fee
Returned Payment Fee $25 - $35.00
Late Payment Fee $25.00 - $35.00

What is the customer service phone number for Dart Bank Visa Platinum Rewards?

The Dart Bank Visa Platinum Rewards customer service number is (517) 676-3661.

What is the support contact email for Dart Bank Visa Platinum Rewards?

The support contact email for Dart Bank Visa Platinum Rewards is investorrelations@dartbank.com.

Does Dart Bank Visa Platinum Rewards report your account activity to credit bureaus?

Yes, Dart Bank Visa Platinum Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Dart Bank Visa Platinum Rewards

  • Visit the Dart Bank Visa Platinum Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Dart Bank Visa Platinum Rewards's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 10:00am - 5:00pm

About Dart Bank Visa Platinum Rewards

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10.00
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $2
Returned Payment Fee $25 - $35
Late Fee Amount $25.00 - $35.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Price Protection
  • Emergency Support
  • Fraud Liability
  • Free Credit Score
  • Cellular Telephone Protection
Rewards Categories
  • Travel
  • Airfare
  • Gas
  • Groceries
  • Hotels
  • Restaurants
  • Every Purchase
  • International Purchases
  • Online
  • In-Store Eligible Purchases
  • Select Merchants
Cash Advance APR (Variable APR) 15.75% - 21.75%
Balance Computation We will use a method called “average daily balance” (including current transactions)”. See the Cardmember Agreement for details
Penalty APR (Variable APR) 25.00%
Purchase APR (Variable APR) 15.75% - 21.75%
Balance Transfer Fee Intro Period 25 days
Balance Transfer APR (Variable APR) 15.75% - 21.75%
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
  • Secured
  • Bonus Offers
Card Network Visa

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