Since 1938, Educational Community Credit Union (ECCU) has been helping members build long-term financial security. The ECCU is founded on the philosophy of "people helping people," and this is what makes ECCU different. ECCU is a member-owned, not for profit, financial institution. As an owner of the credit union, you have a say in credit union issues and affairs. ECCU members join together to encourage savings at a good rate of return, and to use collective monies to make loans to members at competitively low interest rates. Our goal is to meet the financial needs of members of the educational community and their families in a courteous and efficient manner.