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Equitable Federal Credit Union Credit Cards

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Target Credit Score 500 - 599
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Message From Equitable Federal Credit Union

The Equitable Federal Credit Union has been serving it's members for over 78 years. The EQFCU was originally formed on January 18, 1936 as the M. O'Neil Company Federal Credit Union in Akron, OH. The Credit Union has been through many changes over the years including name changes to accommodate market changes and member service upgrades. The Credit Union was created by employees of the M. O'Neil company to pool their money in savings so others could borrow as needed. The Credit Union was not connected to the ownership of the company itself. The Credit Union was and is still ran by a Board of Directors elected by the membership. Any members over 18 years of age, who is in good standing with the Credit Union is eligible to run for a position on the Board of Directors to help in the creation of policies and the addition of new services for the membership. In August 2014, we received charter approval to expand our services to any who lives, works or worships in the city of Akron, OH.

With Equitable Federal Credit Union, you’re a member, not a number. Our goal is to put our members first in all we do. We provide products and services that help the financial stability and economic growth for both our members and our community. As part of your community, we plan for the future to help individuals and business achieve and maintain financial success, stability, and prosperity. When you’re a member of Equitable Federal Credit Union, you’re not just a customer but part-owner of your credit union. Member assets are pooled to provide loans and other financial services to fellow members. Provide and serve all members and their families with useful, competitively-priced, and efficiently delivered consumer financial services in an equitable manner in accord with cooperative principals. Endeavor to provide a wide range of services and to become the primary financial institution for its members and their families. Be a well-managed, respected financial institution, meeting the changing social, economic, and cultural needs of its members with integrity, prudence, intelligence, care, skill and diligence. Support credit union philosophy that includes it democratic character and provides opportunities for self-help, mutual understandings, caring and encouragement within the membership, and Continuously improve its image, advantages and values of personal and confidential service, convenience, cooperation and sound business and financial practices.

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