Overview

Who is this credit card designed for?

Premier Rewards Gold Card from American Express® is a credit card issued by American Express Bank, which is based in New York, NY. 

Premier Rewards Gold Card from American Express® is designed for people with a credit score of 700 to 850. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Is an introductory APR offer available?

No, Premier Rewards Gold Card from American Express® does not come with an introductory APR offer for balance transfers.

Premier Rewards Gold Card from American Express® does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Premier Rewards Gold Card from American Express®:

• An annual fee of $195. Make sure the rewards and benefits of this card justify the cost of the annual fee.
• A late payment penalty of up to $38.
• A returned payment fee of up to $38.
• There are no foreign transaction fees.

Is a rewards program offered?

Premier Rewards Gold Card from American Express® offers a rewards program to its customers. This card features rewards for purchases in the following categories:

• Airfare
• Every Purchase
• Gas
• Groceries
• Hotels
• Restaurants
• Trains, Cruises, Other Travel

Is a signup bonus offered?

Premier Rewards Gold Card from American Express® doesn't offer a cash signup bonus. However, it does include a 25000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Premier Rewards Gold Card from American Express® doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Premier Rewards Gold Card from American Express® provides the following benefits:

Does Premier Rewards Gold Card from American Express® report your account activity to credit bureaus?

Premier Rewards Gold Card from American Express® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.