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  Premier Rewards Gold Card from American Express®

Premier Rewards Gold Card from American Express®

in Personal Credit Cards from American Express National Bank

Claimed

Premier Rewards Gold Card from American Express®

Claimed

in Personal Credit Cards from American Express National Bank

SuperMoney Net Recommendation Score +40% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

3 users recommend
1 user is unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Annual Fee $195
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Number of Reviews 5

Premier Rewards Gold Card from American Express® Review

Premier Rewards Gold Card from American Express® is a rewards credit card issued by American Express National Bank. 

This card is designed for people with good credit. The minimum credit score to apply is 700. If you're wondering whether Premier Rewards Gold Card from American Express® is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Premier Rewards Gold Card from American Express® cash back or rewards program?

Premier Rewards Gold Card from American Express® offers a rewards program to its customers.

Premier Rewards Gold Card from American Express® Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 25000
Signup Bonus Spend Requirement $2000

Does Premier Rewards Gold Card from American Express® have a signup bonus?

Premier Rewards Gold Card from American Express® doesn't offer a cash signup bonus. However, it does include a 25000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Does Premier Rewards Gold Card from American Express® offer an annual loyalty bonus?

Premier Rewards Gold Card from American Express® doesn't offer a cash loyalty bonus.

What are the Premier Rewards Gold Card from American Express® benefits?

Premier Rewards Gold Card from American Express® provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Premier Rewards Gold Card from American Express®?

Does Premier Rewards Gold Card from American Express® have an introductory APR offer?

Premier Rewards Gold Card from American Express® does not offer an introductory rate on new purchases.
Premier Rewards Gold Card from American Express® Rates & Terms

What are the Premier Rewards Gold Card from American Express® fees?

The following fees apply to Premier Rewards Gold Card from American Express®:

Premier Rewards Gold Card from American Express® Fees
Fees Amount
Annual Fee $195
Foreign Transaction Fee 0%
Returned Payment Fee $38
Late Payment Fee $38

Does Premier Rewards Gold Card from American Express® have a foreign transaction fee?

Premier Rewards Gold Card from American Express® does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Premier Rewards Gold Card from American Express® report your account activity to credit bureaus?

Premier Rewards Gold Card from American Express® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Premier Rewards Gold Card from American Express®

  • Visit the American Express National Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee First Year  
No Foreign Transaction Fee  
Returned Payment Fee $38
Annual Fee $195
Late Fee Amount $38
Minimum Age 18
Credit Score Range 700 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Flight Insurance  
Lost Luggage Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Airfare
  • Every Purchase
  • Gas
  • Groceries
  • Hotels
  • Restaurants
  • Trains, Cruises, Other Travel
Bonus Rewards 2x
No Blackout Dates  
Every Purchase 1x
No Reward Expiration Period  
Signup Bonus (points) 25,000

Premier Rewards Gold Card from American Express® Community Reviews

 
 

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(Variable APR)
    0% 36% Variable APR
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