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Premier Rewards Gold Card from American Express®

in Personal Credit Cards from American Express Bank

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Premier Rewards Gold Card from American Express®

Unaffiliated

in Personal Credit Cards from American Express Bank

SuperMoney Net Recommendation Score +40% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

3 users recommend
1 user is unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Purchase APR N/A
Balance Transfer APR N/A
Annual Fee $195
Credit Score Range 700 - 850
Number of Reviews 5

Overview

Who is this credit card designed for?

Premier Rewards Gold Card from American Express® is a credit card issued by American Express Bank, which is based in New York, NY. 

Premier Rewards Gold Card from American Express® is designed for people with a credit score of 700 to 850. This card charges an annual fee but the fee is waived the first year. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks.

What are the relevant APRs?

Is an introductory APR offer available?

No, Premier Rewards Gold Card from American Express® does not come with an introductory APR offer for balance transfers.

Premier Rewards Gold Card from American Express® does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Premier Rewards Gold Card from American Express®:

  • An annual fee of $195. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of up to $38.
  • A returned payment fee of up to $38.
  • There are no foreign transaction fees.

Is a rewards program offered?

Premier Rewards Gold Card from American Express® offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Airfare
  • Every Purchase
  • Gas
  • Groceries
  • Hotels
  • Restaurants
  • Trains, Cruises, Other Travel

Is a signup bonus offered?

Premier Rewards Gold Card from American Express® doesn't offer a cash signup bonus. However, it does include a 25000 points signup bonus after spending $2000 that can be redeemed for travel, gifts, or other perks.

Is an annual loyalty bonus offered?

Premier Rewards Gold Card from American Express® doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Premier Rewards Gold Card from American Express® provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus
  • Does Premier Rewards Gold Card from American Express® report your account activity to credit bureaus?

    Premier Rewards Gold Card from American Express® reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Foreign Currency Transaction Fee 0%
    No Annual Fee First Year  
    No Foreign Transaction Fee  
    Returned Payment Fee $38
    Annual Fee $195
    Late Fee Amount $38
    Minimum Age 18
    Credit Score Range 700 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Fraud Liability  
    Travel Insurance  
    Emergency Support  
    Flight Insurance  
    Lost Luggage Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    Bonus Rewards 2x
    No Blackout Dates  
    Every Purchase 1x
    No Reward Expiration Period  
    Rewards Categories
    • Airfare
    • Every Purchase
    • Gas
    • Groceries
    • Hotels
    • Restaurants
    • Trains, Cruises, Other Travel
    Signup Bonus (points) 25,000

    Reviews

     
     

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