Jasper Cash Back Mastercard® Review

This is a cashback credit card issued by WebBank. If you're wondering whether Jasper Cash Back Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Competitive APRs. Jasper Cash Back Mastercard® has a variable purchase APR that ranges from 15.49% up to 24.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
• Fair or better credit required. You will have good approval oods if your credit score is above630.

The Good

The Bad

Earn cash back on almost all everyday purchases, not just a few categories. Lower than average purchase APRs. No annual fee. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty and price protection on purchases. Identity Theft Protection. Credit history not required. Considers applicants with fair or poor credit. Cardholders can earn rewards on their purchases. Jasper Cash Back Mastercard® reports to multiple credit bureaus.

Does not offer a signup bonus. Rewards bonus rate of only 1% on most everyday purchases. Terms apply*.

Does Jasper Cash Back Mastercard® have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Jasper Cash Back Mastercard® Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	1x
Annual rewards limit	N/A

What are the Jasper Cash Back Mastercard® benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Reports to major credit bureaus

What are the relevant APRs for Jasper Cash Back Mastercard®?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 15.49% up to 24.99%. It also has a variable cash advance APR that ranges from 24.99% up to 29.99%.

What are the fees for Jasper Cash Back Mastercard®?

The following fees apply:

Jasper Cash Back Mastercard® Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	up to $27
Late Payment Fee	up to $27

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Jasper Cash Back Mastercard® report your account activity to credit bureaus?

Yes, Jasper Cash Back Mastercard® reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Jasper Cash Back Mastercard®

• Visit the Jasper Cash Back Mastercard® website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.