Institution Type

Direct Lender

Marketplace Lending Platform

Other Institution

Broker

Nonbank Financial Service Provider

Financial Technology Company

Bank

Credit Union

Community Bank

Bank Partnership

About

Business Hours (PST) - Monday

Business Hours (PST) - Tuesday

Business Hours (PST) - Wednesday

Business Hours (PST) - Thursday

Business Hours (PST) - Friday

Business Hours (PST) - Saturday

Business Hours (PST) - Sunday

NMLS #

Annual Revenue

FDIC Insured

Key People

Number of Employees

Time Zone

New York (Eastern Time)

Chicago (Central Time)

Denver (Mountain Time)

Phoenix (Mountain Time no DST)

Los Angeles (Pacific Time)

Anchorage (Alaska Time)

Honolulu (Hawaii-Aleutian Time)

London (Greenwich Mean Time)

Berlin (Central European Time)

Moscow (Moscow Time)

Shanghai (China Time)

Manila (Philippine time)

Generic Contact Email

FDIC Certificate Number

Limited Liability Company (LLC)
Incorporation (Inc.)
Corporation - C Corp (Corp.)
Corporation- S Corp  (Corp.)
Corporation- B Corp (Corp.)
Corporation - Nonprofit (Corp.)
Sole Proprietorship
Partnerships

Business Structure

Limited Liability Company (LLC)

Corporation - Nonprofit

Corporation - C Corp

Corporation - B Corp

Corporation - S Corp

Partnership

Sole Proprietorship

Stock Symbol

IPO Launch Date

Number of Shares at IPO

Price per Share at IPO

Support Options

Online Knowledge Base

Phone Support

Online Chat Support

Email and Ticketing

Local Branches

Social Media

Message From Our Editor

Deposit Insurance

Member FDIC

Member SIPC

Insured by NCUA

Credit History Not Required

Co-signing Allowed

Military Status

Active Duty Military

Non-Military

Veterans

Military Dependent

Credit Score Range

States Offered

WV - West Virginia

WY - Wyoming

GU - Guam

AS - American Samoa

MP - Northern Mariana Islands

PR - Puerto Rico

VI - United States Virgin Islands

AK - Alaska

AL - Alabama

AR - Arkansas

AZ - Arizona

CA - California

CO - Colorado

CT - Connecticut

DC - Washington, DC

DE - Delaware

FL - Florida

GA - Georgia

HI - Hawaii

IA - Iowa

ID - Idaho

IL - Illinois

IN - Indiana

KS - Kansas

KY - Kentucky

LA - Louisiana

MA - Massachusetts

MD - Maryland

ME - Maine

MI - Michigan

MN - Minnesota

MO - Missouri

MS - Mississippi

MT - Montana

NC - North Carolina

ND - North Dakota

NE - Nebraska

NH - New Hampshire

NJ - New Jersey

NM - New Mexico

NV - Nevada

NY - New York

OH - Ohio

OK - Oklahoma

OR - Oregon

PA - Pennsylvania

RI - Rhode Island

SC - South Carolina

SD - South Dakota

TN - Tennessee

TX - Texas

UT - Utah

VA - Virginia

VT - Vermont

WA - Washington

WI - Wisconsin

Credit Card Benefits

Concierge

Airline Credit

Airport Lounge Access

No Personal Guarantee Required

Expense Management Software

Identity Theft Protection

Auto Rental Collision Damage Waiver

Extended Warranty Protection

Price Protection

Purchase Protection

Trip Cancellation Insurance

Emergency Support

Fraud Liability

Free Credit Score

Cellular Telephone Protection

Travel Accident Insurance

Free Credit Report

Global Entry / TSA Pre®

Travel Assistance

No Annual Fee

No Foreign Transaction Fee

No Annual Fee First Year

Annual Fee

Card Type

Rewards

Balance Transfer

Secured

Low Interest

Cashback

Travel

Student

Store Card

Airline

Bad Credit

Bonus Offers

Zero Percent

Charge Card

Card Network

Discover

Mastercard

Visa

Other

Not an access card

Closed loop card

None

American Express

Introductory Rate

Balance Transfer Introductory APR

Balance Transfer Intro Fee Period

Balance Transfer Intro APR Period (months)

Balance Transfer Intro Fee %

M&T Bank was founded in 1856 and is based in Buffalo, NY.

Learn more about M&T Bank and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with M&T Bank.

<strong>The best credit card is one that meets your unique needs.</strong> At SuperMoney, our recommendation ratings are powered by real user votes. Discover top-rated options, from rewards and sign-up bonuses to 0% APR offers and credit-building tools. See what others recommend to find your perfect match.

Best Credit Cards for <span class="desktop-bold">March 2026</span>

This is a card issued by . If you're wondering whether M&T Bank is the right card for you, read on.

This is a         card issued by  .   If you're wondering whether M&T Bank is the right card for you, read on.

Does M&T Bank have a cash back or rewards program?

Does  M&T Bank have a cash back or rewards program?

 No, it does not offer a rewards program. 

No, it does not offer a rewards program.           M&T Bank Rewards Breakdown    Description

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M&T Bank Credit Cards 2026 Reviews