Currently the 100th largest credit union in the U.S. (20th largest in California)097, Provident Credit Union was established in 1950 to serve the California Teachers Association. Headquartered in the San Francisco Bay Area, Provident Credit Union now serves more than 129,000 members and over 1,200 employer groups and maintains branches throughout California. With over 3.09 billion dollars in assets, Provident has earned a reputation for absolute safety and soundness. Provident Credit Union is committed to the safety of our members’ deposits. Provident maintains a very high capital ratio and your savings are insured up to $250,000 per member and up to $250,000 for IRAs by the National Credit Union Administration (NCUA).