SuperMoney 
  L.L.Bean Visa Credit Card

Out of Business

L.L.Bean Visa Credit Card

in Personal Credit Cards

Out of Business

L.L.Bean Visa Credit Card

in Personal Credit Cards

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
4 users don't recommend
Cast your vote
Cast your vote

Would you recommend L.L.Bean Visa Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is the L.L.Bean Visa Card Designed For?

The L.L.Bean Visa Card is designed for people with good credit who use L.L.Bean's outdoor and clothing catalog regularly looking for a rewards card with low rates and no annual fee.

What are the Rates?

This card has an rate ranging from 15.49% APR to 21.49% APR, depending on credit, which is pretty low for a store credit card. There is no introductory rate for balance transfers and cash advances have a 26.74% APR. On the bright side, it doesn't have a penalty rate to worry about.

What Are the Fees?

There is no annual fee, which is standard for a store card, but there are the standard fees for balance transfers ($5 or 3%, whatever is greater) and cash advances ($10 or 5%). It also comes with a 3% foreign transaction fee, which is to be expected from a store loyalty card.

What Is the Rewards Program Like?

L.L.Bean has one of the most generous store rewards programs available. Every dollar you spend at L.L.Bean outdoor discover schools comes with a 10% cash back; L.L.Bean catalog purchases have a 3% cash back and all other purchases get 1%. Once cardholders earn $10 in cash back, they automatically receive an L.L.Bean gift certificate. Cash back rewards expire after 12 months.

What about the Signup Bonus?

L.L.Bean's Visa Card doesn't have a signup bonus but it makes up for it in store benefits.

Any Other Benefits?

L.L.Bean Visa cardholders receive free shipping, including return shipping, free monogramming on purchases and access to special offers.

How Is It Better Than Other Credit Cards?

L.L.Bean Visa cardholders combines low rates and no annual fee with a high rewards rate and generous shopping benefits. The free shipping and monogramming on purchases made with the card at L.L.Bean are reasons enough to get the card, even if you only shop at the store occasionally.

As far as store cards go, this is one of the best. However, it also has more stringent credit requirements than most store cards, the points you earn can only be used on L.L.Bean purchases and expire after a year.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days) 23
Over-Limit Fee $0
Annual Fee $0
No Annual Fee  
Late Payment Penalty $37
Returned Payment Fee $37
Minimum Interest Charge $0.50
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $5
Foreign Currency Transaction Fee 3%
Minimum Age 18
Credit Score Range 700 - 850
850 300 700
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
All Other Purchases 1%
Every Purchase 3%
Rewards Categories
  • Every Purchase
  • Retail
Purchase APR (Variable APR) 15.49% - 21.49%
Cash Advance APR (Variable APR) Starting at 26.74%
Balance Computation daily balance (including new purchases)
Balance Transfer APR (Variable APR) 15.49% - 21.49%

Reviews

 
 

Would you recommend L.L.Bean Visa Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Barclays Personal Credit Cards

Product

Reviews

Purchase APR

Balance Transfer APR

Annual Fee

Credit Score Range

Princess Cruises Rewards Visa Card

Princess Cruises Rewards Visa Card

Be the first to rate

Purchase APR 15.49% - 25.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 15.49% - 25.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 680 - 850     300 850
NFL Extra Points Credit Card

NFL Extra Points Credit Card

2
1
2
5 total votes
Purchase APR 16.49% - 26.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 16.49% - 26.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 750     300 850
Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

2
3
1
6 total votes
Purchase APR 17.99% - 24.99%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 17.99% - 24.99%
(Variable APR)
    8% 29% Variable APR
Annual Fee $89 Annual Fee
Credit Score Range 700 - 850     300 850
Priceline Rewards Visa Card

Priceline Rewards Visa Card

 
 
6
6 total votes
Purchase APR 16.49% - 26.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 16.49% - 26.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
Mastercard Black Card

Mastercard Black Card

 
 
1
1 total votes
Starting Purchase APR 16.49% Starting Variable APR
Starting Balance Transfer APR 16.49% Starting Variable APR
Annual Fee $495 Annual Fee
Credit Score Range 700 - 850     300 850
Uber Visa Card

Uber Visa Card

1
 
 
1 total votes
Purchase APR 16.49% - 25.24%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 16.49% - 25.24%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 640 - 850     300 850
Barnes and Noble Mastercard

Barnes and Noble Mastercard

Be the first to rate

Purchase APR 15.49% - 26.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 15.49% - 26.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $0 Annual Fee
Credit Score Range 700 - 850     300 850
Frontier Airlines World Mastercard

Frontier Airlines World Mastercard

Be the first to rate

Purchase APR 17.49% - 26.49%
(Variable APR)
    0% 30% Variable APR
Balance Transfer APR 17.49% - 26.49%
(Variable APR)
    8% 29% Variable APR
Annual Fee $79 Annual Fee
Credit Score Range 700 - 850     300 850
View More Personal Credit Cards from Barclays