L.L.Bean Mastercard Credit Card Review

L.L.Bean Mastercard Credit Card is a store rewards credit card issued by Citibank. 

Good credit. This card is designed for people with good credit. The minimum credit score to apply is 700.

If you're wondering whether L.L.Bean Mastercard Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a L.L.Bean Mastercard Credit Card cash back or rewards program?

L.L.Bean Mastercard Credit Card offers a rewards program to its customers.

This card features rewards for purchases in the following categories:

• Every Purchase
• Gas
• Restaurants
• Retail

L.L.Bean Mastercard Credit Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	10%
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the L.L.Bean Mastercard Credit Card benefits?

L.L.Bean Mastercard Credit Card provides the following benefits:

• Fraud Liability
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for L.L.Bean Mastercard Credit Card?

L.L.Bean Mastercard Credit Card has a variable purchase APR that ranges from 15.49% up to 21.49%. The card has a variable balance transfer APR that ranges from 16.24% up to 22.24%.

It also has a variable cash advance APR starting at 26.74% .

What are the L.L.Bean Mastercard Credit Card fees?

No Annual Fee. L.L.Bean Mastercard Credit Card does not charge an annual fee.

3% Foreign transaction fees. L.L.Bean Mastercard Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to L.L.Bean Mastercard Credit Card:

L.L.Bean Mastercard Credit Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	3%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$37
Late Payment Fee	$37

Does L.L.Bean Mastercard Credit Card report your account activity to credit bureaus?

L.L.Bean Mastercard Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for L.L.Bean Mastercard Credit Card

• Visit the Citibank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.