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  BECU Personal Line of Credit

BECU Personal Line of Credit

in Personal Lines of Credit from Boeing Employees Credit Union (BECU)

Unaffiliated

BECU Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from Boeing Employees Credit Union (BECU)

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Highlights
Loan Amount N/A
APR  (Variable APR) 10.40% - 17.90%

BECU Personal Line of Credit Review

BECU Personal Line of Credit is offered by Boeing Employees Credit Union (BECU), a credit union founded in 1988 and based in Tukwila, WA. BECU Personal Line of Credit is available in 1 state across the USA.

BECU Personal Line of Credit FAQ

What APRs does BECU Personal Line of Credit offer?

BECU Personal Line of Credit offers a variable APR product that ranges from 10.40% APR up to 17.90% APR.

Does the BECU Personal Line of Credit charge an origination fee?

Yes, BECU Personal Line of Credit charges a line of credit origination fee.

Does the BECU Personal Line of Credit charge a cash advance fee?

Yes, BECU Personal Line of Credit may charge a fee.

Does the BECU Personal Line of Credit charge a statement balance fee?

Does BECU Personal Line of Credit charge a late fee?

Yes, BECU Personal Line of Credit may charge borrowers a late payment fee of up to $25 , which is triggered if you're 10 days late.

BECU Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee No
Prepayment Fee? Yes
Late Payment Fee Starting at $25
Statement Balance Fee No

What do you need to qualify for BECU Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 may be eligible for BECU Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

BECU Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. BECU Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via BECU Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by BECU Personal Line of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking account
  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does BECU Personal Line of Credit report your account activity to credit bureaus?

Yes, BECU Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for BECU Personal Line of Credit

  • Visit the BECU Personal Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
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Availability

  Available in 1 state
Washington
Availabile in all of Washington

Feature Breakdown

Annual Fee $0
Late Fee Amount Starting at $25
Late Fee Grace Period 10 days
Checking Account Required  
Credit Score Range 680 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Verification Documents Required
  • Proof of Income
  • Proof of Identity
  • Proof of Residence
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Check by mail
  • Storefront
  • Bank Transfer
APR (Variable APR) 10.40% - 17.90%

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