Last Updated: 04/18/2025
BECU Personal Line of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Variable APR)
10.40% - 17.90%(Verified 06/21/2024)
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BECU Personal Line of Credit Review
BECU Personal Line of Credit is offered through Boeing Employees Credit Union (BECU), a credit union founded in 1988 and based in Tukwila, WA. BECU line of credit are available in 1 state.
BECU Personal Line of Credit FAQ
What APRs does BECU Personal Line of Credit offer?
BECU Personal Line of Credit offers a variable APR that ranges from 10.40% APR up to 17.90% APR.
Does the BECU Personal Line of Credit charge an origination fee?
Yes, BECU Personal Line of Credit charges a line of credit origination fee .Does the BECU Personal Line of Credit charge a cash advance fee?
Yes, BECU Personal Line of Credit may charge a fee .Does BECU Personal Line of Credit charge a late fee?
Yes, BECU Personal Line of Credit may charge borrowers a late payment fee of up to $25 .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | Starting at $25 |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for BECU Personal Line of Credit?
Applicants with a credit score of at least 680 and up to 850 may be eligible for BECU Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. BECU Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by BECU Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
Does BECU Personal Line of Credit report your account activity to credit bureaus?
Yes, BECU Personal Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Boeing Employees Credit Union (BECU) perform a hard credit pull?
Yes, BECU line of credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for BECU Personal Line of Credit
- Visit the BECU Personal Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM