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  BECU Personal Line of Credit

BECU Personal Line of Credit

in Personal Lines of Credit from Boeing Employees Credit Union (BECU)

Unaffiliated

BECU Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from Boeing Employees Credit Union (BECU)

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Highlights
Highlights
APR  (Variable APR) 10.40% - 17.90%
Loan Amount N/A

BECU Personal Line of Credit Review

BECU Personal Line of Credit is offered by Boeing Employees Credit Union (BECU), a credit union founded in 1988 and based in Tukwila, WA. BECU Personal Line of Credit is offered in 1 state across the USA.

What APRs does BECU Personal Line of Credit offer?

BECU Personal Line of Credit offers a variable APR product that ranges from 10.40% APR up to 17.90% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does BECU Personal Line of Credit charge an origination fee?

Yes, BECU Personal Line of Credit charges a line of credit origination fee.

Does BECU Personal Line of Credit charge a cash advance fee?

Yes, BECU Personal Line of Credit may charge a fee.

Does BECU Personal Line of Credit charge a late fee?

Yes, BECU Personal Line of Credit may charge borrowers a late payment fee of up to $25 , which is triggered if you're 10 days late.

BECU Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee Starting at $25

What do you need to qualify for BECU Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 are eligible for BECU Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

BECU Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. BECU Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via BECU Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of residence

Does BECU Personal Line of Credit report your account activity to credit bureaus?

BECU Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for BECU Personal Line of Credit

  • Visit the Boeing Employees Credit Union (BECU) website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Washington
Availabile in all of Washington

Feature Breakdown

Annual Fee $0
Late Fee After (number of days) 10
Late Fee Amount Starting at $25
Minimum Age 18
Credit Score Range 680 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Verification Documents Required
  • Proof of Identity
  • Proof of Income
  • Proof of Residence
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
APR (Variable APR) 10.40% - 17.90%

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