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Personal Lines of Credit
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Last Updated: 04/18/2025

Citadel Personal Line of Credit

in Personal Lines of Credit from Citadel CU

Last Updated: 04/18/2025

Citadel Personal Line of Credit logo
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Amount Range

Up to $20,000

APR (Variable APR)

10.99% - 18%(Verified 06/21/2024)
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Citadel Personal Line of Credit Review

Citadel Personal Line of Credit is offered through Citadel CU, a credit union founded in 1937 and based in Exton, PA. Citadel personal line of credit are available in 1 state.

Citadel Personal Line of Credit FAQ

What APRs does Citadel Personal Line of Credit offer?

Citadel Personal Line of Credit offers a variable APR that ranges from 10.99% APR up to 18% APR.

Does the Citadel Personal Line of Credit charge an origination fee?

Yes, Citadel Personal Line of Credit charges a line of credit origination fee .

Does the Citadel Personal Line of Credit charge a cash advance fee?

Yes, Citadel Personal Line of Credit may charge a fee starting at 3% of the amount of each cash advance starting at $10

Does Citadel Personal Line of Credit charge a late fee?

Yes, Citadel Personal Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for Citadel Personal Line of Credit?

Applicants with a credit score of at least 780 and up to 850 may be eligible for Citadel Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Citadel Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Citadel Personal Line of Credit.

Does Citadel CU perform a hard credit pull?

Yes, Citadel personal line of credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Citadel Personal Line of Credit

  • Visit the Citadel Personal Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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520 Eagleview Boulevard
Exton, PA 19341
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