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  Citadel Personal Line of Credit

Citadel Personal Line of Credit

in Personal Lines of Credit from Citadel CU

Unaffiliated

Citadel Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from Citadel CU

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Highlights
Highlights
APR  (Variable APR) 10.99% - 18%
Loan Amount Up to $20,000

Citadel Personal Line of Credit Review

Citadel Personal Line of Credit is offered by Citadel CU, a credit union founded in 1937 and based in Exton, PA. Citadel Personal Line of Credit is offered in 1 state across the USA.

What APRs does Citadel Personal Line of Credit offer?

Citadel Personal Line of Credit offers a variable APR product that ranges from 10.99% APR up to 18% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does Citadel Personal Line of Credit charge an origination fee?

Yes, Citadel Personal Line of Credit charges a line of credit origination fee.

Does Citadel Personal Line of Credit charge a cash advance fee?

Yes, Citadel Personal Line of Credit may charge a fee starting at 3% of the amount of each cash advance starting at $10

Does Citadel Personal Line of Credit charge a late fee?

Yes, Citadel Personal Line of Credit may charge borrowers a late payment fee.

Citadel Personal Line of Credit Fees
Cash Advance Fee Starting at 3%
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee up to $25

What do you need to qualify for Citadel Personal Line of Credit?

Applicants with a credit score of at least 780 and up to 850 are eligible for Citadel Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Citadel Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Citadel Personal Line of Credit will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Citadel Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

How to apply for Citadel Personal Line of Credit

  • Visit the Citadel CU website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
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Contact

  • Headquarters
  •   520 Eagleview Boulevard
    Exton, PA 19341
  •   Visit Site

About Citadel Personal Line of Credit

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
Pennsylvania
Availabile in all of Pennsylvania

Feature Breakdown

Late Fee Amount Up to $25
Minimum Cash Advance Fee ($) Starting at $10
Cash Advance Fee (%) Starting at 3%
Minimum Age 18
Credit Score Range 780 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Loan Amount Up to $20K
APR (Variable APR) 10.99% - 18%

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