Citizens National Bank Line of Credit

Citizens National Bank Line of Credit Review

Citizens National Bank Line of Credit is offered by Citizens National, founded in 1985 and based in Bossier City, LA. Citizens National Bank Line of Credit is available in 1 state across the USA.

What APRs does Citizens National Bank Line of Credit offer?

Citizens National Bank Line of Credit offers a product, but they do not disclose their rates.

Does Citizens National Bank Line of Credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the Citizens National Bank Line of Credit charge a cash advance fee?

Yes, they may charge a fee.

Does the Citizens National Bank Line of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Citizens National Bank Line of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

Citizens National Bank Line of Credit Fees

Cash Advance Fee	N/A
Origination Fee	No
Prepayment Fee?	Yes
Late Payment Fee	No
Statement Balance Fee	No

What do you need to qualify for Citizens National Bank Line of Credit?

Applicants with a credit score of at least 650 and up to 840 may be eligible for Citizens National Bank Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Citizens National Bank Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Citizens National Bank Line of Credit product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

To qualify, applicants may need to provide the following documentation:

Does Citizens National Bank Line of Credit report your account activity to credit bureaus?

Yes, Citizens National Bank Line of Credit reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Citizens National Bank Line of Credit a legit company?

Citizens National Bank Line of Credit was founded in 1985, it is a well-established company that has been in business for 37 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Citizens National Bank Line of Credit

• Visit the website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.