
Citizens National Bank Line of Credit
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Loan Amount | N/A |
APR (Variable APR) | N/A |
Citizens National Bank Line of Credit Review
Citizens National Bank Line of Credit is offered through Citizens National, a bank founded in 1985 and based in Bossier City, LA. Citizens National Bank Line of Credit are available in 1 state across the USA.
Citizens National Bank Line of Credit FAQ
What APRs does Citizens National Bank Line of Credit offer?
Citizens National Bank Line of Credit offers a variable APR product, but they do not disclose their rates.
Does Citizens National Bank Line of Credit charge an origination fee?
Yes, they charge a line of credit origination fee.Does the Citizens National Bank Line of Credit charge a cash advance fee?
Yes, they may charge a fee.Does the Citizens National Bank Line of Credit charge a statement balance fee?
No, this lender does not charge a statement balance fee.
Does Citizens National Bank Line of Credit charge a late fee?
Yes, they may charge borrowers a late payment fee.Cash Advance Fee | N/A |
Origination Fee | No |
Prepayment Fee? | Yes |
Late Payment Fee | No |
Statement Balance Fee | No |
What do you need to qualify for Citizens National Bank Line of Credit?
Applicants with a credit score of at least 650 and up to 840 may be eligible for Citizens National Bank Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Citizens National Bank Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Citizens National Bank Line of Credit only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Citizens National Bank Line of Credit. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Citizens National Bank Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of identity
- U.S. tax identification number
Does Citizens National Bank Line of Credit report your account activity to credit bureaus?
Yes, Citizens National Bank Line of Credit reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Is Citizens National a legit company?
Citizens National was founded in 1985, it is a well-established company that has been in business for 38 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
How to apply for Citizens National Bank Line of Credit
- Visit the website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
Contact
- Headquarters
-
2711 E Texas Street
Bossier City, LA 71111 USA - Visit Site
- Email Support
Other Services by Citizens National
Availability
Feature Breakdown
Credit Score Range | 650 - 840 |
Employment Statuses Considered |
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Immigration Status Considered |
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Military Status |
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Minimum Age | 18 |
Supported Income Types |
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Verification Documents Required |
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