Regions Credit Line

Regions Credit Line Review

Regions Credit Line is offered through Regions Bank, a bank founded in 1873 and based in Huntsville, AL. Regions Credit Line are available in state across the USA.

Regions Credit Line FAQ

What APRs does Regions Credit Line offer?

Regions Credit Line offers a fixed APR product of 21.9% APR.

Does Regions Credit Line charge an origination fee?

No, they do not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does the Regions Credit Line charge a cash advance fee?

Yes, they may charge a fee starting at 10% of the amount of each cash advance starting at $10

Does the Regions Credit Line charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Regions Credit Line charge a late fee?

Yes, they may charge borrowers a late payment fee of up to $29 , which is triggered if you're 10 days late.

How much can you borrow via Regions Credit Line?

Upon approval and based on your credit score and credit history, your personal line of credit will be assigned a credit limit of at least $500 and as much as $3,500. .

Regions Credit Line Fees

Cash Advance Fee	Starting at 10%
Origination Fee	No
Prepayment Fee?	No
Late Payment Fee	$29
Statement Balance Fee	No

What do you need to qualify for Regions Credit Line?

Regions Credit Line does not require or does not disclose a credit score minimum.

Regions Credit Line does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Regions Credit Line. Their rates fall within the limits of The Military Lending Act.

Is Regions Bank a legit company?

Regions Bank was founded in 1873, it is a well-established company that has been in business for 150 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Regions Credit Line

• Visit the website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.