Regions Credit Line
Regions Credit Line Unaffiliated

Regions Credit Line

Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Personal Lines of Credit.
Upgrade Card Personal Credit Line
Upgrade Card Personal Credit Line 22 reviews
Loan Amount $500 - $3,500
APR  (Fixed APR) 21.9%

Regions Credit Line Review

Regions Credit Line is offered through Regions Bank, a bank founded in 1873 and based in Huntsville, AL. Regions Credit Line are available in state across the USA.

Regions Credit Line FAQ

What APRs does Regions Credit Line offer?

Regions Credit Line offers a fixed APR product of 21.9% APR.

Does Regions Credit Line charge an origination fee?

No, they do not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does the Regions Credit Line charge a cash advance fee?

Yes, they may charge a fee starting at 10% of the amount of each cash advance starting at $10

Does the Regions Credit Line charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Regions Credit Line charge a late fee?

Yes, they may charge borrowers a late payment fee of up to $29 , which is triggered if you're 10 days late.

How much can you borrow via Regions Credit Line?

Upon approval and based on your credit score and credit history, your personal line of credit will be assigned a credit limit of at least $500 and as much as $3,500. .

Regions Credit Line Fees
Cash Advance Fee Starting at 10%
Origination Fee No
Prepayment Fee? No
Late Payment Fee $29
Statement Balance Fee No

What do you need to qualify for Regions Credit Line?

Regions Credit Line does not require or does not disclose a credit score minimum.

Regions Credit Line does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Regions Credit Line. Their rates fall within the limits of The Military Lending Act.

Is Regions Bank a legit company?

Regions Bank was founded in 1873, it is a well-established company that has been in business for 150 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Regions Credit Line

  • Visit the website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Annual Fee $25
Cash Advance Fee (%) Starting at 10%
Late Fee Amount $29
Late Fee Grace Period 10 days
Minimum Cash Advance Fee ($) Starting at $10
Minimum Payment $20
No Origination Fee
No Prepayment Fee
Origination Fee ($) Starting at $20
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Draw Starting at $100
APR (Fixed APR) 21.9%
APR Type Fixed APR
Loan Amount $500 - $3,500

Be the first to rate


Would you recommend Regions Credit Line to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Lines of Credit

Regions Bank Personal Lines of Credit