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  Regions Credit Line

Regions Credit Line

in Personal Lines of Credit from Regions Bank

Unaffiliated

Regions Credit Line

Unaffiliated

in Personal Lines of Credit from Regions Bank

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Highlights
Highlights
Loan Amount $500 - $3,500
APR  (Fixed APR) 21.9%

Regions Credit Line Review

Regions Credit Line is offered by Regions Bank, a bank founded in 1873 and based in Huntsville, AL. Regions Credit Line is available in state across the USA.

Regions Credit Line FAQ

What APRs does Regions Credit Line offer?

Regions Credit Line offers a fixed APR product of 21.9% APR.

Does Regions Credit Line charge an origination fee?

No, Regions Credit Line does not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Regions Credit Line charge a cash advance fee?

Yes, Regions Credit Line may charge a fee starting at 10% of the amount of each cash advance starting at $10

Does Regions Credit Line charge a late fee?

Yes, Regions Credit Line may charge borrowers a late payment fee of up to $29 , which is triggered if you're 10 days late.

How much can you borrow via Regions Credit Line?

Upon approval and based on your credit worthiness, your Regions Credit Line personal line of credit will be assigned a credit line of at least $500 and as much as $3,500. .

Regions Credit Line Fees
Cash Advance Fee Starting at 10%
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee $29

What do you need to qualify for Regions Credit Line?

Regions Credit Line does not require or does not disclose a credit score minimum.

Regions Credit Line does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Regions Credit Line. Their rates fall within the limits of The Military Lending Act.

How to apply for Regions Credit Line

  • Visit the Regions Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
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Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Annual Fee $25
Cash Advance Fee (%) Starting at 10%
Late Fee After 10 days
Late Fee Amount $29
Minimum Cash Advance Fee ($) Starting at $10
Minimum Payment $20
Origination Fee ($) Starting at $20
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Draw $100
APR (Fixed APR) 21.9%
Loan Amount $500 - $3,500

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