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Personal Lines of Credit
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Last Updated: 04/18/2025

Regions Credit Line

in Personal Lines of Credit from Regions Bank

Last Updated: 04/18/2025

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Amount Range

$500 - $3,500

APR (Fixed APR)

21.9%(Verified 06/21/2024)
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Regions Credit Line Review

Regions Credit Line is offered through Regions Bank, a bank founded in 1873 and based in Huntsville, AL. Regions Credit Line are available in states.

Regions Credit Line FAQ

What APRs does Regions Credit Line offer?

Regions Credit Line offers an APR of 21.9% APR.

Does the Regions Credit Line charge an origination fee?

No, Regions Credit Line does not charge an origination fee.
An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does the Regions Credit Line charge a cash advance fee?

Yes, Regions Credit Line may charge a fee starting at 10% of the amount of each cash advance starting at $10

Does Regions Credit Line charge a late fee?

Yes, Regions Credit Line may charge borrowers a late payment fee of up to $29 .

How much can you borrow via Regions Credit Line?

Upon approval and based on your credit worthiness, your Regions Credit Line personal line of credit will be assigned a credit limit of at least $500 and as much as $3,500. .

What do you need to qualify for Regions Credit Line?

Regions Credit Line does not require or does not disclose a credit score minimum.
Regions Credit Line does not have or does not disclose a minimum annual income eligibility requirement.

Does Regions Bank perform a hard credit pull?

Yes, Regions Credit Line performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Regions Credit Line

  • Visit the Regions Credit Line website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

700 Airport Rd
Huntsville, AL 35802
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Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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