Regions Credit Line

Regions Credit Line

in Personal Lines of Credit from Regions Bank


Regions Credit Line


in Personal Lines of Credit from Regions Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Regions Credit Line to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Loan Amount $500 - $3,500
APR  (Fixed APR) 21.9%

Regions Credit Line Review

Regions Credit Line is offered by Regions Bank, a bank founded in 1873 and based in Huntsville, AL. Regions Credit Line is available in state across the USA.

Regions Credit Line FAQ

What APRs does Regions Credit Line offer?

Regions Credit Line offers a fixed APR product of 21.9% APR.

Does Regions Credit Line charge an origination fee?

No, Regions Credit Line does not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Regions Credit Line charge a cash advance fee?

Yes, Regions Credit Line may charge a fee starting at 10% of the amount of each cash advance starting at $10

Does Regions Credit Line charge a late fee?

Yes, Regions Credit Line may charge borrowers a late payment fee of up to $29 , which is triggered if you're 10 days late.

How much can you borrow via Regions Credit Line?

Upon approval and based on your credit worthiness, your Regions Credit Line personal line of credit will be assigned a credit line of at least $500 and as much as $3,500. .

Regions Credit Line Fees
Cash Advance Fee Starting at 10%
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee $29

What do you need to qualify for Regions Credit Line?

Regions Credit Line does not require or does not disclose a credit score minimum.

Regions Credit Line does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Regions Credit Line. Their rates fall within the limits of The Military Lending Act.

How to apply for Regions Credit Line

  • Visit the Regions Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

No Origination Fee  
No Prepayment Fee  
Annual Fee $25
Cash Advance Fee (%) Starting at 10%
Late Fee After 10 days
Late Fee Amount $29
Minimum Cash Advance Fee ($) Starting at $10
Minimum Payment $20
Origination Fee ($) Starting at $20
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Draw $100
APR (Fixed APR) 21.9%
Loan Amount $500 - $3,500

Be the first to rate


Would you recommend Regions Credit Line to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)



-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Personal Lines of Credit

Upgrade Card Personal Credit Line
Mostly recommended

9 Reviews

MoneyKey Line of Credit
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

Regions Bank Personal Lines of Credit