SuperMoney 
  TD Bank Personal Line of Credit

TD Bank Personal Line of Credit

in Personal Lines of Credit from TD Bank

Claimed

TD Bank Personal Line of Credit

Claimed

in Personal Lines of Credit from TD Bank

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
1 user recommends
0 users are unsure
0 users don't recommend
Cast your vote
Cast your vote

Would you recommend TD Bank Personal Line of Credit to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
APR  (Variable APR) 10.5% - 15.5%
Loan Amount $20,000 - $50,000

TD Bank Personal Line of Credit Review

TD Bank Personal Line of Credit is offered by TD Bank, a bank founded in 1855 and based in Wilmington, DE. TD Bank Personal Line of Credit is offered in 16 states (and Washington, DC).

What APRs does TD Bank Personal Line of Credit offer?

TD Bank Personal Line of Credit offers a variable APR product that ranges from 10.5% APR up to 15.5% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does TD Bank Personal Line of Credit charge an origination fee?

No, TD Bank Personal Line of Credit does not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does TD Bank Personal Line of Credit charge a cash advance fee?

Yes, TD Bank Personal Line of Credit may charge a fee.

Does TD Bank Personal Line of Credit charge a late fee?

Yes, TD Bank Personal Line of Credit may charge borrowers a late payment fee.

How much can you borrow via TD Bank Personal Line of Credit?

Upon approval and based on your credit worthiness, your TD Bank Personal Line of Credit personal line of credit will be assigned a credit line of at least $20,000 and as much as $50,000. .

TD Bank Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee 0%
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for TD Bank Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 are eligible for TD Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

TD Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. TD Bank Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via TD Bank Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

How to apply for TD Bank Personal Line of Credit

  • Visit the TD Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 16 states and Washington, D.C.
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Maine
  • Maryland
  • Massachusetts
  • New Hampshire
  • New Jersey
  • New York
  • North Carolina
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Texas
  • Vermont
  • Virginia

Feature Breakdown

No Origination Fee  
Origination Fee 0%
Origination Fee ($) $0
Annual Fee $25
Minimum Payment $500
Credit Score Range 680 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Tax Returns
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Income
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
APR (Variable APR) 10.5% - 15.5%
Loan Amount $20K - $50K

TD Bank Personal Line of Credit Community Reviews

 

Would you recommend TD Bank Personal Line of Credit to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Lines of Credit

MoneyKey Line of Credit
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

SunTrust Select Credit Line
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews