Last Updated: 04/18/2025
TD Bank Personal Line of Credit
Claimed
in Personal Lines of Credit from TD Bank
Last Updated: 04/18/2025
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Highlights
Amount Range
$20,000 - $50,000
APR (Variable APR)
10.5% - 15.5%(Verified 06/21/2024)
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TD Bank Personal Line of Credit Review
TD Bank Personal Line of Credit is offered through TD Bank, a bank founded in 1855 and based in Wilmington, DE. TD Bank personal line of credit are available in 16 states and Washington, DC.
TD Bank Personal Line of Credit FAQ
What APRs does TD Bank Personal Line of Credit offer?
TD Bank Personal Line of Credit offers a variable APR that ranges from 10.5% APR up to 15.5% APR.
Does the TD Bank Personal Line of Credit charge an origination fee?
No, TD Bank Personal Line of Credit does not charge an origination fee.
An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.
Does the TD Bank Personal Line of Credit charge a cash advance fee?
Yes, TD Bank Personal Line of Credit may charge a fee .Does TD Bank Personal Line of Credit charge a late fee?
Yes, TD Bank Personal Line of Credit may charge borrowers a late payment fee .How much can you borrow via TD Bank Personal Line of Credit?
Upon approval and based on your credit worthiness, your TD Bank Personal Line of Credit personal line of credit will be assigned a credit limit of at least $20,000 and as much as $50,000. .
| Cash Advance Fee | N/A |
| Origination Fee | 0% |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for TD Bank Personal Line of Credit?
Applicants with a credit score of at least 680 and up to 850 may be eligible for TD Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. TD Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by TD Bank Personal Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does TD Bank perform a hard credit pull?
Yes, TD Bank personal line of credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for TD Bank Personal Line of Credit
- Visit the TD Bank Personal Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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