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  Union Bank Personal Line of Credit

Union Bank Personal Line of Credit

in Personal Lines of Credit from Union Bank

Unaffiliated

Union Bank Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from Union Bank

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
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Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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0 users recommend
0 users are unsure
1 user doesn't recommend
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Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Loan Amount $5,000 - $250,000
APR  (Variable APR) N/A

Union Bank Personal Line of Credit Review

Union Bank Personal Line of Credit is offered by Union Bank, a bank founded in 1864 and based in San Francisco, CA. Union Bank Personal Line of Credit is available in 7 states across the USA.

Union Bank Personal Line of Credit FAQ

What APRs does Union Bank Personal Line of Credit offer?

Union Bank Personal Line of Credit offers a variable APR product but they do not disclose their rates.

Does Union Bank Personal Line of Credit charge an origination fee?

Yes, Union Bank Personal Line of Credit charges a line of credit origination fee.

Does Union Bank Personal Line of Credit charge a cash advance fee?

Yes, Union Bank Personal Line of Credit may charge a fee.

Does Union Bank Personal Line of Credit charge a late fee?

Yes, Union Bank Personal Line of Credit may charge borrowers a late payment fee.

How much can you borrow via Union Bank Personal Line of Credit?

Upon approval and based on your credit worthiness, your Union Bank Personal Line of Credit personal line of credit will be assigned a credit line of at least $5,000 and as much as $250,000. .

Union Bank Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for Union Bank Personal Line of Credit?

Applicants with a credit score of at least 780 and up to 850 are eligible for Union Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Union Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Union Bank Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Union Bank Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Union Bank Personal Line of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Union Bank Personal Line of Credit report your account activity to credit bureaus?

Union Bank Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Union Bank Personal Line of Credit

  • Visit the Union Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
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Availability

  Available in 7 states
  • California
  • Georgia
  • Illinois
  • New York
  • Oregon
  • Texas
  • Washington

Feature Breakdown

Credit Score Range 780 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Driver License (or other photo ID)
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Loan Amount $5,000 - $250,000

Union Bank Personal Line of Credit Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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