Union Bank Personal Line of Credit

Union Bank Personal Line of Credit Review

Union Bank Personal Line of Credit is offered through Union Bank, a bank founded in 1864 and based in San Francisco, CA. Union Bank personal line of credit are available in 7 states across the USA.

Union Bank personal line of credit FAQ

What APRs does Union Bank Personal Line of Credit offer?

Union Bank Personal Line of Credit offers a variable APR product, but they do not disclose their rates.

Does Union Bank personal line of credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the Union Bank personal line of credit charge a cash advance fee?

Yes, they may charge a fee.

Does the Union Bank Personal Line of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Union Bank Personal Line of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

How much can you borrow via Union Bank personal line of credit?

Upon approval and based on your credit score and credit history, your personal line of credit will be assigned a credit limit of at least $5,000 and as much as $250,000. .

Union Bank Personal Line of Credit Fees

Cash Advance Fee	N/A
Origination Fee	No
Prepayment Fee?	Yes
Late Payment Fee	No
Statement Balance Fee	No

What do you need to qualify for Union Bank Personal Line of Credit?

Applicants with a credit score of at least 780 and up to 850 may be eligible for Union Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Union Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Union Bank Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Union Bank Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Union Bank Personal Line of Credit.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Government issued photo ID
• Proof of identity

Does Union Bank Personal Line of Credit report your account activity to credit bureaus?

Yes, Union Bank Personal Line of Credit reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Union Bank a legit company?

Union Bank was founded in 1864, it is a well-established company that has been in business for 159 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Union Bank personal line of credit

• Visit the website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.