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  Union Bank Personal Line of Credit

Union Bank Personal Line of Credit

in Personal Lines of Credit from Union Bank

Unaffiliated

Union Bank Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from Union Bank

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Highlights
Highlights
APR  (Variable APR) N/A
Loan Amount $5,000 - $250,000

Union Bank Personal Line of Credit Review

Where does Union Bank Personal Line of Credit do business?

Union Bank Personal Line of Credit is a bank based in San Francisco, CA. that was founded in 1864. Union Bank Personal Line of Credit is offered in 7 state s across the USA.

What are the APRs offered via Union Bank Personal Line of Credit?

Union Bank Personal Line of Credit does not disclose the APR of its line of credit.

Does Union Bank Personal Line of Credit charge an origination fee?

Yes, Union Bank Personal Line of Credit charges a line of credit origination fee.

Does Union Bank Personal Line of Credit charge a cash advance fee?

Yes, Union Bank Personal Line of Credit may charge a fee.

Does Union Bank Personal Line of Credit charge a late fee?

Yes, Union Bank Personal Line of Credit may charge borrowers a late payment fee.

Does Union Bank Personal Line of Credit charge prepayment fees?

Yes, Union Bank Personal Line of Credit charges additional fees to borrowers who close their line of credit sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a line of credit.

How much can you borrow via Union Bank Personal Line of Credit?

Upon approval and based on your credit worthiness, your Union Bank Personal Line of Credit personal line of credit will be assigned a credit line of at least $5,000 and as much as $250,000. .

Union Bank Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for a line of credit with Union Bank Personal Line of Credit?

Applicants with a credit score of at least 780 can apply for a line of credit via Union Bank Personal Line of Credit. The minimum age to apply for a line of credit is 18 or the state minimum, whichever is higher.

Union Bank Personal Line of Credit only considers borrowers who are employed, or have a regular source of income or benefits

Active duty servicemembers and their covered dependents are not considered covered borrowers. In other words, they are eligible to apply for a line of credit via Union Bank Personal Line of Credit. Their rates fall within the limits of The Military Lending Act. Only U.S. citizens and permanent residents can apply for a line of credit.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of identity

Does Union Bank Personal Line of Credit report your account activity to credit bureaus?

Union Bank Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Union Bank Personal Line of Credit

  • Visit the Union Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 7 states
  • California
  • Georgia
  • Illinois
  • New York
  • Oregon
  • Texas
  • Washington

Feature Breakdown

Minimum Age 18
Credit Score Range 780 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Driver License (or other photo ID)
Loan Amount $5K - $250K

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