CircleBack Lending

Out of Business

CircleBack Lending

in Personal Loans from CircleBack Lending

Out of Business

CircleBack Lending

in Personal Loans from CircleBack Lending

SuperMoney Net Recommendation Score +46% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

205 users recommend
41 users are unsure
62 users don't recommend
Cast your vote
Cast your vote

Would you recommend CircleBack Lending to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Community Rating Mostly recommended
Loan Amount $3,001 - $35,000
APR 6.63% - 35.82%
Loan Term (Months) N/A
Number of Reviews 308


CircleBack Lending is an online consumer credit lender that allows institutional investors, such as banks, pension funds and insurance companies to purchase personal loans made to borrowers with good to excellent credit. This offers prime borrowers the chance to qualify for low-interest fixed-rate unsecured loans and gives professional investors access to a high-return and low-risk investment to further diversify their portfolio.

How Does CircleBack Lending Work?

Borrowers must first create loan request detailing how much they want to borrow and whether they want a 36-month or 60-month loan term. CircleBack Investors then assess your loan request. Once your loan is approved, CircleBack Lending deposits the cash directly into your account.

What Are CircleBack Lending Interest Rates?

Interest rates vary depending on how much you borrow, the term of the loan and your credit grade. The shorter the loan term, the lower the rates. Lower loan amounts also translate into better rates. The rates available range from 6.63% to 36%. For instance a super-prime borrower with an A to B grade applying for a 36-month $20,000, could qualify for rates ranging from 6.63% to 12.82%. The same loan for a borrower with a G to H credit grade, may qualify for rates ranging from 24.06% to 36%.

How Much Money Can I Borrow From CircleBack Lending?

CircleBack lending offers loan amounts ranging from $3,001 to $35,000. A 36-month loan of $20,000 with an interest rate of 6.63% APR, will cost you $614.16 in monthly payments for a total cost of $22,181.76. The same loan with a 36% APR, will have monthly payments of $916.08 and a total cost of $32,978.88.

What Is CircleBack Lending's Application Process Like?

The application form only takes a couple of minutes to complete. If your request is approved, your money can be deposited by the next business day. In addition to interest rates, borrowers must also pay a one-time origination fee ranging from 0.99% TO 4.99% depending on their credit grade.

How Is CircleBack Lending Better Than Other Lenders?

CircleBack Lending offers borrowers with good to excellent credit with a fast and inexpensive source of credit. Interest are very competitive, even when compared to leading peer-to-peer lenders, such as Lending Club and Prosper. There are no hidden charges or prepayment penalty fees, so you can save even more on interest payments by paying early. CircleBack Lending also promises to report your monthly payments to credit rating agencies, which will further improve your score and lower your interest rates.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   777 Yamato Rd | Ste 400
    Boca Raton, FL 33431 USA
  • (855) 592-9767

About CircleBack Lending


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 27 states and Washington, D.C.
  • Alabama
  • Alaska
  • California
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Indiana
  • Kansas
  • Kentucky
  • Michigan
  • Missouri
  • Montana
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • Ohio
  • Oklahoma
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Virginia
  • Washington
  • Wisconsin



Would you recommend CircleBack Lending to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)
Page 1 of 16

Other Personal Loans