Fig Loans

in Personal Loans from Fig Loans

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Fig Loans


in Personal Loans from Fig Loans

SuperMoney Net Recommendation Score +88% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly recommended

16 users recommend
0 users are unsure
1 user doesn't recommend
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Community Rating Strongly recommended
Loan Amount $300 - $500
APR (Fixed APR) 36% - 190%
Loan Term (Months) 4 - 12
Number of Reviews 17


Where does Fig Loans do business?

Fig Loans is a direct lender based in SugarLand, TX. Founded in 2015, Fig Loans offers access to personal loans in 3 states across the USA.

What rates and terms does Fig Loans offer?

Fig Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Fig Loans offer?

Fig Loans offers a fixed APR personal loan product that ranges from 36% APR up to 190% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Fig Loans?

Loan amounts start at $300 and go up to $500.

What can a personal loan from Fig Loans be used for?

Personal loans from Fig Loans are typically used for special purchases, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Fig Loans?

Fig Loans offers personal loans with terms ranging from 4 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Fig Loans Rates & Terms
Loan Amount $300 - $500
Loan Term 4 - 12 months
APR 36% - 190%

What fees does Fig Loans charge?

Does Fig Loans charge an origination fee?

Fig Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Fig Loans charge a late fee?

Yes, Fig Loans may charge borrowers a late payment fee of up to $10

Does Fig Loans charge prepayment fees?

No, Fig Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Fig Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee Starting at $10

What do you need to qualify for a loan with Fig Loans?

Applicants with a credit score of at least 300 can apply for a loan via Fig Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

To qualify for a Fig Loans loan, applicants need a minimum annual income of $16,800 or higher. Fig Loans will consider borrowers regardless of their employment status if they can prove their ability to repay the loan requested.

Active duty servicemembers and their covered dependents cannot apply for a loan via Fig Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Proof of income
  • Fig Loans Eligibility Criteria
    Minimum Age 18
    Bank Account Required? Yes
    Joint Applications Accepted? Yes
    Credit Score 300 - 650

    What is the estimated funding time for a personal loan via Fig Loans?

    Fig Loans will typically approve (or deny) a loan application within 2 hours and fund personal loans within 4 business days of approval.

    Does Fig Loans report loan payments to credit bureaus?

    Fig Loans may report credit data to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion
    FIG LOANS Disclosure: Rates and terms vary by state. Applications processed and approved before 3:30 p.m. CST are typically funded the next business day.
    SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    • Headquarters
    •   2245 Texas Drive, Suite 300
      SugarLand, TX 77479 USA
    •   Visit Site

    Message from Fig Loans

    Fig helps you through financial emergencies and build credit towards a better future.

    About Fig Loans


    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 3 states
    • Illinois
    • Missouri
    • Texas

    Feature Breakdown

    No Origination Fee  
    No Prepayment Fee  
    Late Fee Amount Starting at $10
    Minimum Age 18
    Credit Score Range 300 - 650
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Minimum Annual Income $16,800
    Bank Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Joint Loan Applications Accepted
    • Individual Applications
    Verification Documents Required
    • Proof of Income
    Loan Amount $300 - $500
    Loan Term (Months) 4 - 12
    APR (Fixed APR) 36% - 190%



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