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Personal Loans

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Last Updated: 04/18/2025

Not Currently Available

Ledge P2P Loans

in Personal Loans from Ledge Inc.

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR

N/A

Amount Range

$50 - $5,000

Loan Term (Months)

N/A

Ledge P2P Loans Review

Ledge P2P Loans is no longer available to new customers on SuperMoney.

Click here to compare and quickly find the best options for your needs.

Ledge P2P Loans is offered by Ledge Inc., a financial services company founded in 2015 and based in Santa Monica, CA. Ledge loans are available in 50 states.

Key Takeaways

Ledge loans Pros & Cons

Pros

Cons

No prepayment penalty.
Considers applicants with poor credit.

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Ledge P2P Loans does not report to credit bureaus.
No co-sign option available.

Ledge loans FAQ

What interest rates and personal loan terms does Ledge loans offer?

Ledge loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Ledge loans offer?

Ledge loans offers a personal loan product but they do not disclose their interest rates.

How much can you borrow via Ledge loans?

Personal loan amounts start at $50 and go up to $5,000

Ledge loans Interest Rates & Loan Terms

Personal Loan Amount

$50 - $5000

Loan Term

N/A

APR

N/A

What fees does Ledge loans charge?

Does Ledge loans charge an origination fee?

Ledge loans may charge a personal loan origination fee .

Does Ledge loans charge a late fee?

Ledge loans does not disclose whether it charges late payment fees.

Does Ledge loans charge prepayment fees?

No, Ledge loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Ledge loans Fees

Origination Fee

Prepayment Fee

Late Payment Fee

What do you need to qualify for Ledge P2P Loans?

Applicants with a credit score of at least 560 and up to 750 may be eligible for Ledge P2P Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Ledge P2P Loans does not have or does not disclose a minimum annual income eligibility requirement.

Ledge loans Eligibility Criteria

Minimum Age

Bank Account Required?

Credit Score

560 - 750

Does Ledge Inc. perform a hard credit pull?

Yes, Ledge loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Ledge P2P Loans legit?

Ledge Inc. was founded in 2015, it is a well-established company that has been in business for 11 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2633 Lincoln Blvd

#715

Santa Monica, CA 90405

(424) 260-8561