Out of Business
Ledge P2P Loans
in Personal Loans from Ledge Inc.
|Loan Amount||$50 - $5,000|
Ledge P2P Loans Review
Ledge P2P Loans is offered by Ledge Inc., a financial services company founded in 2015 and based in Santa Monica, CA. Ledge P2P Loans is available in 50 states across the USA.
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 560 are considered for Ledge P2P Loans.
- Hard credit pull required. You can't check your rates or see if you prequalify for Ledge P2P Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
Ledge P2P Loans Pros and Cons:
What rates and terms does Ledge P2P Loans offer?
Ledge P2P Loans has lower interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Ledge P2P Loans offer?
Ledge P2P Loans offers a personal loan product but they do not disclose their rates.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Ledge P2P Loans?
Loan amounts start at $50 and go up to $5,000.
|Loan Amount||$50 - $5000|
What fees does Ledge P2P Loans charge?
Does Ledge P2P Loans charge an origination fee?
Ledge P2P Loans may charge a loan origination fee.
Does Ledge P2P Loans charge a late fee?
Yes, Ledge P2P Loans may charge borrowers a late payment fee.
Does Ledge P2P Loans charge prepayment fees?
No, Ledge P2P Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for Ledge P2P Loans?Applicants with a credit score of at least 560 and up to 750 are eligible for Ledge P2P Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Ledge P2P Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Ledge P2P Loans. Their rates fall within the limits of The Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
|Bank Account Required?||No|
|Application Types Accepted||
|Credit Score||560 - 750|
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia