Ledge P2P Loans

Out of Business

Ledge P2P Loans

in Personal Loans from Ledge Inc.

Out of Business

Ledge P2P Loans

in Personal Loans from Ledge Inc.

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Loan Amount $50 - $5,000
Loan Term (Months) N/A

Ledge P2P Loans Review

Ledge P2P Loans is offered by Ledge Inc., a financial services company founded in 2015 and based in Santa Monica, CA. Ledge P2P Loans is available in 50 states across the USA.

Key Takeaways
  • Hard credit pull required. You can't check your rates or see if you prequalify for Ledge P2P Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
Ledge P2P Loans Pros & Cons
Pros Cons
  • $0 prepayment fee.
  • Considers applicants with fair credit.
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Ledge P2P Loans does not report to credit bureaus.
  • Charges a late fee.
Ledge P2P Loans FAQ

What rates and terms does Ledge P2P Loans offer?

Ledge P2P Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does Ledge P2P Loans offer?

Ledge P2P Loans offers a personal loan product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Ledge P2P Loans?

Loan amounts start at $50 and go up to $5,000

Ledge P2P Loans Rates & Terms
Loan Amount $50 - $5000
Loan Term N/A

What fees does Ledge P2P Loans charge?

Does Ledge P2P Loans charge an origination fee?

Ledge P2P Loans may charge a loan origination fee.

Does Ledge P2P Loans charge a late fee?

Yes, Ledge P2P Loans may charge borrowers a late payment fee.

Does Ledge P2P Loans charge prepayment fees?

No, Ledge P2P Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Ledge P2P Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Ledge P2P Loans?

Applicants with a credit score of at least 560 and up to 750 may be eligible for Ledge P2P Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Ledge P2P Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Ledge P2P Loans. Their rates fall within the limits of The Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

Ledge P2P Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 560 - 750
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    • Headquarters
    •   2633 Lincoln Blvd
      Santa Monica, CA 90405 USA
    • (424) 260-8561

    About Ledge P2P Loans


      Available in 50 states
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Prepayment Fee  
    Immigration Status Considered U.S. Permanent Resident
    Joint Loan Applications Accepted Individual Applications
    Military Status
    • Active Duty Military
    • Non-Military
    Minimum Age 18
    Credit Score Range 560 - 750
    Loan Amount $50 - $5,000

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