Last Updated: 04/18/2025
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MoneyKey Installment Loans Review
Key Takeaways
- APRs starting at 270%. Personal loan interest rates typically range between 9% and 36%. The starting rates for MoneyKey Installment Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Small-dollar loans. MoneyKey Installment Loans has a maximum loan amount of just $2,500 .
- No origination fee. MoneyKey Installment Loans does not charge a loan origination fee.
- No late fees. MoneyKey Installment Loans will not charge additional fees if you miss the due date on a payment.
- Short loan terms. MoneyKey Installment Loans have loan terms as short as 6 months.
MoneyKey Pros & Cons
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MoneyKey FAQ
What interest rates and personal loan terms does MoneyKey offer?
What interest rates does MoneyKey offer?
How much can you borrow via MoneyKey?
What is the maximum loan term you can get with MoneyKey?
| Personal Loan Amount | $200 - $2500 |
| Loan Term | 6 - 12 months |
| APR | 270% - 299% |
What fees does MoneyKey charge?
Does MoneyKey charge an origination fee?
Does MoneyKey charge a late fee?
Does MoneyKey charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for MoneyKey Installment Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Proof of income
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 300 - 700 |
What is the estimated funding time for a personal loan via MoneyKey?
Does MoneyKey Installment Loans report your account activity to credit bureaus?
Does MoneyKey Inc. perform a hard credit pull?
No hard credit pulls are completed for MoneyKey.Are MoneyKey Installment Loans legit?
MoneyKey Installment Loans Disclosure: Not all applications are approved; duration of approval process may vary. All requests are subject to standard underwriting policies. Terms displayed, including the APR, loan amount and estimated monthly payment are subject to change based on the consumer’s verified information and creditworthiness. If you are a returning customer, loan amounts may vary. Product availability varies by state. To see loan products offered in your state of residence, please visit our Rates and Terms page. If approved, any requested funds may typically be deposited into your bank account the same business day; timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies. For specific funding cut-off times, check the MoneyKey website. MoneyKey-TX, Inc. is licensed as a Credit Access Business (CAB), License No. 16641-62815, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20110150, by the State of Texas. All loans in which MoneyKey acts as a CAB/CSO are funded by an unaffiliated third-party lender and serviced by MoneyKey.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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