MoneyKey Installment Loans
in Personal Loans from MoneyKey Inc.
Claimed Visit Site Get Personalized RatesMoneyKey Installment Loans
in Personal Loans from MoneyKey Inc.
Would you recommend MoneyKey Installment Loans to your friends?
| Community Rating | Mostly not recommended |
| APR (Fixed APR) | 174% - 566% |
| Loan Amount | $150 - $3,500 |
| Loan Term (Months) | 5 - 36 months |
| Number of Reviews | 79 |
MoneyKey Installment Loans Review
MoneyKey Installment Loans is offered by MoneyKey Inc., a direct lender founded in 2011 and based in Wilmington, DE. MoneyKey Installment Loans is available in 10 states across the USA.
- APRs starting at 174%. Personal loan interest rates typically range between 5% and 36%. The starting rates for MoneyKey Installment Loans are on the higher end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Hard credit pull required. You can't check your rates or see if you prequalify for MoneyKey Installment Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- No origination fee. MoneyKey Installment Loans does not charge a loan origination fee.
- No late fees. Missing a payment can seriously damage your credit, but MoneyKey Installment Loans will not charge additional fees if you miss the due date on a payment.
- Short loan terms. MoneyKey Installment Loans offers loan terms as short as 5 months. Most personal loans have a minimum term of 12 to 36 months.
| Pros | Cons |
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What interest rates and personal loan terms does MoneyKey Installment Loans offer?
MoneyKey Installment Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What interest rates does MoneyKey Installment Loans offer?
MoneyKey Installment Loans offers a fixed APR personal loan product that ranges from 174% APR up to 566% APR.
How much can you borrow via MoneyKey Installment Loans?
Loan amounts start at $150 and go up to $3,500
What is the maximum personal loan term you can get with MoneyKey Installment Loans?
MoneyKey Installment Loans offers loans with terms ranging from 5 to 36 months.
| Personal Loan Amount | $150 - $3500 |
| Loan Term | 5 - 36 months |
| APR | 174% - 566% |
What fees does MoneyKey Installment Loans charge?
Does MoneyKey Installment Loans charge an origination fee?
MoneyKey Installment Loans does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does MoneyKey Installment Loans charge a late fee?
No, MoneyKey Installment Loans will not charge you a late fee if you miss one of the monthly paymenbts.
Does MoneyKey Installment Loans charge prepayment fees?
No, MoneyKey Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for MoneyKey Installment Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.MoneyKey Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. MoneyKey Installment Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the MoneyKey Installment Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by MoneyKey Installment Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Recent pay stubs
- Proof of income
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 700 |
What is the estimated funding time for a personal loan via MoneyKey Installment Loans?
MoneyKey Installment Loans will typically approve (or deny) a loan application within 24 hours and fund loans within 2 business days of approval.
Message From MoneyKey Inc.
Contact
- Headquarters
-
3422 Old Capitol Trail Suite 1613
Wilmington, DE 19808 - Visit Site
Other Services by MoneyKey Inc.
Availability
- Delaware
- Idaho
- Kansas
- Missouri
- Mississippi
- New Mexico
- Tennessee
- Texas
- Utah
- Wisconsin
MoneyKey Installment Loans Community Reviews
Would you recommend MoneyKey Installment Loans to your friends?
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