MoneyKey Installment Loans
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MoneyKey Installment LoansClaimed
in Personal Loans from MoneyKey Inc.
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MoneyKey Installment Loans Review
MoneyKey Installment Loans is offered by MoneyKey Inc., a direct lender founded in 2011 and based in Wilmington, DE. MoneyKey Installment Loans is available in 14 states across the USA.
What rates and terms does MoneyKey Installment Loans offer?
MoneyKey Installment Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does MoneyKey Installment Loans offer?
MoneyKey Installment Loans offers a fixed APR personal loan product that ranges from 174% APR up to 566% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via MoneyKey Installment Loans?
Loan amounts start at $200 and go up to $2,600.
What can a personal loan from MoneyKey Installment Loans be used for?
Personal loans from MoneyKey Installment Loans are typically used for special purchases, weddings, medical expenses & procedures, unexpected expenses or similar purposes.
What is the maximum loan term you can get with MoneyKey Installment Loans?
MoneyKey Installment Loans offers personal loans with terms ranging from 5 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
|Loan Amount||$200 - $2600|
|Loan Term||5 - 36 months|
|APR||174% - 566%|
What fees does MoneyKey Installment Loans charge?
Does MoneyKey Installment Loans charge an origination fee?
MoneyKey Installment Loans does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does MoneyKey Installment Loans charge a late fee?
No, MoneyKey Installment Loans will not charge you a late fee.
Does MoneyKey Installment Loans charge prepayment fees?
No, MoneyKey Installment Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for MoneyKey Installment Loans?
Applicants with a credit score of at least 300 and up to 700 are eligible for MoneyKey Installment Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
MoneyKey Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. MoneyKey Installment Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the MoneyKey Installment Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by MoneyKey Installment Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid checking account
- Recent pay stubs
- Proof of income
|Bank Account Required?||Yes|
|Application Types Accepted||
|Credit Score||300 - 700|
What is the estimated funding time for a personal loan via MoneyKey Installment Loans?
MoneyKey Installment Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 2 business days of approval.
3422 Old Capitol Trail Suite 1613
Wilmington, DE 19808
- Visit Site
Message from MoneyKey Inc.
Other Services by MoneyKey Inc.
- New Mexico
- South Carolina
|No Origination Fee|
|No Prepayment Fee|
|No Late Fees|
|Checking Account Required|
|Employment Statuses Considered||
|Immigration Status Considered||
|Joint Loan Applications Accepted||
|Supported Income Types||
|Verification Documents Required||
|Loan Amount||$200 - $2.6K|
|APR (Fixed APR)||174% - 566%|
|Loan Term||5 - 36 months|