MoneyKey Inc. was founded in 2011 and is based in Wilmington, DE.

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{{>product_basic_intro}}

<div class="content-title">{{business_name}} FAQ</div>
{{>product_apr_question}}

{{#if features.apr_type.feature_options.[Fee or Charge Based Product]}}Unlike most credit lines, which typically charge a simple daily interest rate, {{business_name}} does not have a periodic interest rate. Instead, {{business_name}} charges a fee {{#if features.cash_advance_fee_prc.feature_value}}when you take a cash advance, plus a fee{{/if}} each payment period based on your ending principal balance {{#if features.cash_advance_fee_prc.feature_value}}(inclusive of the cash advance fees){{/if}}. The equivalent APR will vary depending on the amount borrowed and how long you take to repay, 
{{#ifCond features.interest_rate.feature_value '!==' null}}
  {{#ifCond features.interest_rate.feature_value2 '!==' null}}
    {{#ifCond features.interest_rate.feature_value '==' features.interest_rate.feature_value2}}
      of {{features.interest_rate.feature_value}}% APR.
    {{else}}
      {{#if features.interest_rate.feature_value}}
        starting at {{features.interest_rate.feature_value}}% APR
      {{/if}}
      {{#if features.interest_rate.feature_value2}}
        up to {{features.interest_rate.feature_value2}}% APR.
      {{/if}}
    {{/ifCond}}
  {{else}}
     starting at {{features.interest_rate.feature_value}}% APR.
  {{/ifCond}}
{{else}} 
  {{#ifCond features.interest_rate.feature_value2 '!==' null}}
    up to {{features.interest_rate.feature_value2}}% APR.
    {{else}}
    but they do not disclose their rates.
     {{/ifCond}}
  {{/ifCond}}
{{/if}}
 
 <h2>Does the {{business_name}} charge an origination fee?</h2>
{{#if features.no_origination_fee.feature_value}}
	<p>No, {{business_name}} does not charge an origination fee.</p>
 	<p>An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.{{else}} Yes, {{business_name}} charges a line of credit origination fee{{#if features.origination_fee_pct.feature_value}}
 			{{#ifCond features.origination_fee_pct.feature_value '==' features.origination_fee_pct.feature_value2}}
 				 of {{features.origination_fee_pct.feature_value}}% of the line of credit amount
 				 {{else}}
 				 {{#if features.origination_fee_pct.feature_value2}}
 				 	 of {{features.origination_fee_pct.feature_value}}% to {{features.origination_fee_pct.feature_value2}}% of the line of creditan amount
 				 {{else}}
 				 	 starting at {{features.origination_fee_pct.feature_value}}% of the line of credit amount
 				 {{/if}}
 			{{/ifCond}}
 			{{else}}
 			{{#if features.origination_fee_pct.feature_value2}}
 				 of up to {{features.origination_fee_pct.feature_value2}}% of the line of credit amount
 			{{/if}}
 		{{/if}}
 		{{#if features.origination_fee_dollar.feature_value}}
 			{{#ifCond features.origination_fee_dollar.feature_value '==' features.origination_fee_dollar.feature_value2}}
 				 of {{currency features.origination_fee_dollar.feature_value}}
 			{{else}}
 				{{#if features.origination_fee_dollar.feature_value2}}
 					 of {{currency features.origination_fee_dollar.feature_value}} to {{currency features.origination_fee_dollar.feature_value2}}{{else}} starting at {{currency features.origination_fee_dollar.feature_value}}
	 			{{/if}}
 			{{/ifCond}}
 			{{else}}
 				{{#if features.origination_fee_dollar.feature_value2}}
 					 up to {{features.origination_fee_dollar.feature_value2}}
				{{/if}}.
 			{{/if}}
 			{{#if features.origination_fee_pct.feature_value}}
 				 {{business_name}} deducts the fee directly from your line of credit amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
 			{{/if}}
 		{{/if}}
 <h2>Does the {{business_name}} charge a cash advance fee?</h2>
 {{#if features.no_cash_advance_fees.feature_value}}
 	<p>No, {{business_name}} doesn't charge a cash advance fee. Some lenders charge a cash advance fee every time borrowers withdraw cash from their line of credit. Typically, fees range from 0.5% to 10% of the amount withdrawn.
 	{{else}}
 	 Yes, {{business_name}} may charge a fee{{#if features.cash_advance_fee_prc.feature_value}}
 			{{#ifCond features.cash_advance_fee_prc.feature_value '==' features.cash_advance_fee_prc.feature_value2}}
 				 of {{features.cash_advance_fee_prc.feature_value}}% of the amount of each cash advance.
 			{{else}}
 				{{#if features.cash_advance_fee_prc.feature_value2}}
 					 of {{features.cash_advance_fee_prc.feature_value}}% to {{features.cash_advance_fee_prc.feature_value2}}% of the amount of each cash advance.{{else}} starting at {{features.cash_advance_fee_prc.feature_value}}% of the amount of each cash advance
 				{{/if}}
 			{{/ifCond}}
 			{{else}}
 				{{#if features.cash_advance_fee_prc.feature_value2}}
 					 of up to {{features.cash_advance_fee_prc.feature_value2}}% of the amount of each cash advance.
 	{{/if}}.
 {{/if}}
 {{#if features.cash_advance_fee.feature_value}}
 	{{#ifCond features.cash_advance_fee.feature_value '==' features.cash_advance_fee.feature_value2}} of {{currency features.cash_advance_fee.feature_value}}
 	{{else}}
 		{{#if features.cash_advance_fee.feature_value2}} of {{currency features.cash_advance_fee.feature_value}} to {{currency features.cash_advance_fee.feature_value2}}
 			{{else}}
 			 starting at {{currency features.cash_advance_fee.feature_value}}
 		{{/if}}
 	{{/ifCond}}
 	{{else}}
 		{{#if features.cash_advance_fee.feature_value2}}
 			up to {{features.cash_advance_fee.feature_value2}}.</p>
 		{{/if}}
 	{{/if}}
 {{/if}}
 
 <h2>Does the {{business_name}} charge a statement balance fee?</h2>

{{#if features.carried_balance_fee.feature_value}}
	<p>Yes, {{business_name}} can charge a statement balance fee
 	{{#ifCond features.carried_balance_fee.feature_value '==' features.carried_balance_fee.feature_value2}} of {{currency features.carried_balance_fee.feature_value}}
 	{{else}}
 		{{#if features.carried_balance_fee.feature_value2}} of {{currency features.carried_balance_fee.feature_value}} to {{currency features.carried_balance_fee.feature_value2}} each billing cycle.
 			{{else}}
 			 starting at {{currency features.carried_balance_fee.feature_value}}
 		{{/if}}
 	{{/ifCond}}
 {{else}}
 	{{#if features.carried_balance_fee.feature_value2}}
 	up to {{features.carried_balance_fee.feature_value2}} each billing cycle..</p>
 {{else}}
 No, {{parent_business_name}} does not charge a statement balance fee.
  {{/if}}
  {{/if}}

 <h2>Does {{business_name}} charge a late fee?</h2>
	 <p></p>{{#if features.no_late_fees.feature_value}}
	 	No, {{business_name}} will not charge you a late fee.{{else}}Yes, {{business_name}} may charge borrowers a late payment fee{{/if}}{{#if features.late_fee_amount.feature_value}}
	 	 of up to {{currency features.late_fee_amount.feature_value}}
	{{/if}}
	 {{#if features.late_fee_after__number_of_days_.feature_value}}
	 	, which is triggered if you're {{features.late_fee_after__number_of_days_.feature_value}} days late.{{/if}}</p>

 {{#if features.loan_amount.feature_value}}
 	<h2>How much can you borrow via {{business_name}}?</h2>
 	<p>Upon approval and based on your credit worthiness, your {{business_name}} personal line of credit will be assigned a credit limit of at least {{currency features.loan_amount.feature_value}}
 		{{#if features.loan_amount.feature_value2}}
 			 and as much as {{currency features.loan_amount.feature_value2}}.
 		{{else}}.</p>
 		{{/if}}
 	{{/if}}
 {{#if features.loan_term_range__months_.feature_value2}}
 	<h2>What is the maximum term you can get with {{business_name}}?</h2>
 	<p>{{business_name}} offers personal lines of credit with 
 	{{#if features.loan_term_range__months_.feature_value}}
 		 terms ranging from {{features.loan_term_range__months_.feature_value}} to {{features.loan_term_range__months_.feature_value2}} months.</p>
 	{{/if}}
 {{/if}}
 
<table class="inline-features-table inline-features-pane">
  <caption>{{business_name}} Fees </caption>
  <tbody>
<tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Cash Advance Fee</td>
    
{{#ifCond features.cash_advance_fee_prc.feature_value '!==' null}}
  {{#ifCond features.cash_advance_fee_prc.feature_value2 '!==' null}}
    {{#ifCond features.cash_advance_fee_prc.feature_value '==' features.cash_advance_fee_prc.feature_value2}}
    

      <td class="feature-value">{{features.cash_advance_fee_prc.feature_value}}%
    
    {{else}}
      {{#if features.cash_advance_fee_prc.feature_value}}<td class="feature-value">
      {{features.cash_advance_fee_prc.feature_value}}%
      
      {{/if}}
      
      
      {{#if features.cash_advance_fee_prc.feature_value2}}
        - {{features.cash_advance_fee_prc.feature_value2}}%
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at {{features.cash_advance_fee_prc.feature_value}}%
   {{/ifCond}}
{{else}} 
  {{#ifCond features.cash_advance_fee_prc.feature_value2 '!==' null}}
    <td class="feature-value">up to ${{features.cash_advance_fee_prc.feature_value2}}.{{else}}
     <td class="feature-value">N/A
    {{/ifCond}}
{{/ifCond}}
   </tr>

    
<tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Origination Fee</td>
    
{{#ifCond features.origination_fee_pct.feature_value '!==' null}}
  {{#ifCond features.origination_fee_pct.feature_value2 '!==' null}}
    {{#ifCond features.origination_fee_pct.feature_value '==' features.origination_fee_pct.feature_value2}}
    

      <td class="feature-value">{{features.origination_fee_pct.feature_value}}%
    
    {{else}}
      {{#if features.origination_fee_pct.feature_value}}<td class="feature-value">
      {{features.origination_fee_pct.feature_value}}%
      
      {{/if}}
      
      
      {{#if features.origination_fee_pct.feature_value2}}
        - {{features.origination_fee_pct.feature_value2}}%
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at {{features.origination_fee_pct.feature_value}}%
   {{/ifCond}}
{{else}} 
  {{#ifCond features.origination_fee_pct.feature_value2 '!==' null}}
    <td class="feature-value">up to ${{features.origination_fee_pct.feature_value2}}.{{else}}
     <td class="feature-value">No
    {{/ifCond}}
{{/ifCond}}
   </tr>
    <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Prepayment Fee?</td>
    
{{#if features.no_prepayment_penalty.feature_value}}
    

      <td class="feature-value">No
    
    {{else}}
      <td class="feature-value">
      Yes
      
      {{/if}}
      
   </tr>
 <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Late Payment Fee</td>
    
{{#ifCond features.late_fee_amount.feature_value '!==' null}}
  {{#ifCond features.late_fee_amount.feature_value2 '!==' null}}
    {{#ifCond features.late_fee_amount.feature_value '==' features.late_fee_amount.feature_value2}}
    

      <td class="feature-value">${{features.late_fee_amount.feature_value}}
    
    {{else}}
      {{#if features.late_fee_amount.feature_value}}<td class="feature-value">
      ${{features.late_fee_amount.feature_value}}
      
      {{/if}}
      
      
      {{#if features.late_fee_amount.feature_value2}}
        - ${{features.late_fee_amount.feature_value2}}
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at ${{features.late_fee_amount.feature_value}}
   {{/ifCond}}
{{else}} 
  {{#ifCond features.late_fee_amount.feature_value2 '!==' null}}
    <td class="feature-value">up to ${{features.late_fee_amount.feature_value2}}{{else}}
     <td class="feature-value">No
    {{/ifCond}}
{{/ifCond}}
   </tr>
   <tr class="row">
       <td class="feature-label" style="font-weight:100; padding-left: 0;">Statement Balance Fee</td>
    
{{#ifCond features.carried_balance_fee.feature_value '!==' null}}
  {{#ifCond features.carried_balance_fee.feature_value2 '!==' null}}
    {{#ifCond features.carried_balance_fee.feature_value '==' features.carried_balance_fee.feature_value2}}
    

      <td class="feature-value">${{features.carried_balance_fee.feature_value}}
    
    {{else}}
      {{#if features.carried_balance_fee.feature_value}}<td class="feature-value">
      ${{features.carried_balance_fee.feature_value}}
      
      {{/if}}
      
      
      {{#if features.carried_balance_fee.feature_value2}}
        - ${{features.carried_balance_fee.feature_value2}}
      
        {{/if}}{{/ifCond}}
      
      {{else}}
    <td class="feature-value">Starting at ${{features.carried_balance_fee.feature_value}}
   {{/ifCond}}
{{else}} 
  {{#ifCond features.carried_balance_fee.feature_value2 '!==' null}}
    <td class="feature-value">up to ${{features.carried_balance_fee.feature_value2}}{{else}}
     <td class="feature-value">No
    {{/ifCond}}
{{/ifCond}}
   </tr>

   </tbody></table>

 
 
 {{>product_eligibility_question}}
 



{{#if features.funding_time_range.feature_value}}
	 <h2>What is the estimated funding time for a personal line of credit via {{business_name}}?</h2>
 	{{#ifCond features.speed.feature_value '==' 0}}
 		{{#if features.funding_time_range.feature_value}}
 			<p>{{business_name}} will typically provide a credit approval decision in less than an hour and fund the line of credit within {{features.funding_time_range.feature_value2}} business day{{#ifCond features.funding_time_range.feature_value2 '>' 1}}s
 			{{/ifCond}}.
 		{{/if}}
 	{{else}}
 		{{business_name}} will typically 
 		{{#if features.speed.feature_value}}
 			approve (or deny) a line of credit application within {{features.speed.feature_value}} hour
 			{{#ifCond features.speed.feature_value '>' 1}}s
 			{{/ifCond}}
 			 and 
 		{{/if}}
 		fund personal lines of credit within {{features.funding_time_range.feature_value2}} business day
 		{{#ifCond features.funding_time_range.feature_value2 '>' 1}}s
 		{{/ifCond}}
 		 of approval.
 	{{/ifCond}}</p>
 {{/if}} 
 
 
 {{>product_credit_bureau_question}}



{{#if features.pros___cons_table.feature_value}}
 	 <h2>How does {{business_name}} compare to other personal lines of credit?</h2>
  	<table class="inline-features-table inline-features-pane inline-features-supported pros-and-cons">
    <caption>Pros & Cons of {{business_name}}</caption>
    <tbody>
    <tr class="row table-label-row">
       <th class="supported-features">Pros</th>
       <th class="unsupported-features">Cons</th>
     </tr>
    <tr class="row">
      <td class="supported-features">
        {{#if features.pro1.feature_value}}
            <li>{{features.pro1.feature_value}}</li>
        {{/if}}{{#if features.pro2.feature_value}}
            <li>{{features.pro2.feature_value}}</li>
        {{/if}}{{#if features.pro3.feature_value}}
            <li>{{features.pro3.feature_value}}</li>
        {{/if}}{{#if features.pro4.feature_value}}
            <li>{{features.pro4.feature_value}}</li>        
        {{/if}}
      </td>   
      <td class="unsupported-features">
        {{#if features.con1.feature_value}}
            <li>{{features.con1.feature_value}}</li>
        {{/if}}{{#if features.con2.feature_value}}
            <li>{{features.con2.feature_value}}</li>
        {{/if}}{{#if features.con3.feature_value}}
            <li>{{features.con3.feature_value}}</li>
        {{/if}}{{#if features.con4.feature_value}}
            <li>{{features.con4.feature_value}}</li>        
        {{/if}}
      </td>   
    </tr>
    </tbody>
  </table>
{{/if}}

<h2>How to apply for {{business_name}}</h2>
<ul>
  <li>Visit the {{business_name}} {{#if monetized_b}}{{#if website_track}}<a href="{{website_track}}">{{/if}}website{{#if website_track}}</a>{{/if}}{{else}}website{{/if}}.</li>
  <li>Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.</li>
  <li>Check the information is accurate and submit your application.</li> 
 </ul>

Find the best personal lines of credit rates and terms. Compare lenders, read expert analysis and reviews from real users

A personal line of credit is similar to a personal credit card in that once you get approved for a line of credit, you can draw and spend any portion of it at any time. When you withdraw money from the line of credit, you receive a bill and pay interest based on your outstanding balance.<br /><br />These are <b>not</b> prequalified offers so the exact APR, loan amount, and terms will vary based on your rate quote request.

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You also matched {{#ifCond offer_count '<=' 1}}another{{else}}other{{/ifCond}} personal loan {{#ifCond offer_count '<=' 1}} option {{else}} options {{/ifCond}}. {{#ifCond offer_count '<=' 1}}This is <b>not</b> a prequalified offer{{else}}These are <b>not</b> prequalified offers{{/ifCond}} so the exact APR, loan amount, and terms will vary based on your rate quote request.

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MoneyKey Inc. .css-jeh8sl{margin:0;font-family:'ProximaNova','ProximaNova Fallback';font-weight:400;font-size:1rem;line-height:1.5;font-size:1.03rem;font-size:65%;vertical-align:10%;}(Company)