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  1st Capital Bank Debit Card
1st Capital Bank Debit Card
in Prepaid Debit Cards from 1st Capital Bank
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1st Capital Bank Debit Card

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in Prepaid Debit Cards from 1st Capital Bank
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Highlights
Signature Purchase Transaction Fee N/A
PIN Purchase Transaction Fee N/A
Monthly Fee $0
Card Reload Fee $0

1st Capital Bank Debit Card Review

The 1st Capital Bank Debit Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

1st Capital Bank Debit Card does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

1st Capital Bank Debit Card Pros & Cons

The Good The Bad
  • A monthly fee of up to $0, which is lower than average for prepaid cards
  • Doesn't charge a fee for closing your account
  • No PIN purchase transaction fee
  • No signature purchase transaction fee

1st Capital Bank Debit Card FAQ

Who issues 1st Capital Bank Debit Card?

1st Capital Bank Debit Card is issued by 1st Capital Bank, which is based in Salinas, CA and was founded in 2007.

What fees does 1st Capital Bank Debit Card charge?

1st Capital Bank Debit Card does not charge a monthly service fee.
1st Capital Bank Debit Card Prepaid Card Fees
Description
Activation Fee $0
No Monthly Service Fee with Direct Deposit?
No PIN Purchase Transaction Fee?
No Signature Purchase Transaction Fee?
Card Reload Fee $0

How Much Does 1st Capital Bank Debit Card Cost?

There is no activation fee.

A great thing about this card is it doesn't charge a monthly maintenance fee, which can save you a lot of money over time.

1st Capital Bank Debit Card does not charge a fee for reloading your card.

Does 1st Capital Bank Debit Card charge an activation fee?

1st Capital Bank Debit Card does not charge an activation fee.

What is the daily ATM withdrawal for 1st Capital Bank Debit Card?

1st Capital Bank Debit Card does not seem to have a set ATM withdrawal limit.

What is daily direct deposit limit for 1st Capital Bank Debit Card?

It looks like 1st Capital Bank Debit Card does not have a set daily direct deposit limit.

What is the Card Replacement Fee for 1st Capital Bank Debit Card?

It looks like 1st Capital Bank Debit Card does not charge a card replacement fee.

What is the Maximum Balance for 1st Capital Bank Debit Card?

It looks like 1st Capital Bank Debit Card has not set a maximum balance.

How to apply for 1st Capital Bank Debit Card

  • Visit the 1st Capital Bank website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $0
Monthly Fee $0
Credit Score Range 300 - 850
Rewards Type No Rewards
Activation Fee $0
No Monthly Service Fee with Direct Deposit
No PIN Purchase Transaction Fee
No Signature Purchase Transaction Fee
Card Reload Fee $0

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