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AccountNow Prepaid Mastercard

in Prepaid Cards

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AccountNow Prepaid Mastercard

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in Prepaid Cards

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Overview

The AccountNow Prepaid Mastercard is a prepaid card designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards also have the advantage of making it impossible for cardholders to incur in overdraft fees.

AccountNow Prepaid Mastercard charges a $4.95 activation fee but it doesn’t have a monthly maintenance fee. On the other hand, it does charge $1 for every PIN or signature purchase, which can add up quickly if you use the card regularly.

Its main advantages are:

- Approval is guaranteed. No credit check.

- No minimum balance

- No bounced checks or overdraft fees.

- Large reload Network

AccountNow Prepaid Mastercard is issued by MetaBank, an FDIC member based in Storm Lake, Iowa. Metabank is a savings association that was established in 1954 and has $2.96 billion in assets. MetaBank issues a selection prepaid cards through several marketing companies, such as AccountNow and NetSpend. 

How Much Does AccountNow Prepaid Mastercard Cost?

There is a $4.95 charge to activate AccountNow Prepaid Mastercard account, but there is no monthly maintenance fee. The AccountNow Gold Visa card on the other hand has a $9.95 monthly maintenance fee. The catch is that the AccountNow Prepaid Mastercard charges a $1 for every purchase you make. So if you make more than 10 transactions a month, this card will be more expensive than the Gold Visa card.

There is no fee for adding money to your account by direct deposit or using money transfer services, although third party money transfer services may require you to pay a fee.

Withdrawing cash from an ATM has a $2.50 fee per transaction. You can avoid the fee by getting cash back when shopping at stores that offer this service.

What Are The Terms and Fees for AccountNow Prepaid Mastercard?

 Here are the key terms and fees to consider:

-          Daily ATM withdrawal limit of $300

-          Daily Direct Deposit of $10,000

-          Maximum Balance of $10,000

-          Card Replacement Fee of $10

-          Out of Network ATM Withdrawal Fee of $2.5 ($4.95 for international ATM withdrawals)

-          International transaction fee of 3%

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Feature Breakdown

Daily ATM Withdrawal Limit
$300
Credit Score Range
300 - 700
850 300 700
Max Monthly Service Fee
$0
Free In-Network ATM Withdrawal
Signature Purchase Transaction Fee
1
PIN Purchase Transaction Fee
$1

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AccountNow Prepaid Cards

Product

Reviews

Max Monthly Service Fee

Max Balance

Credit Score Range

AccountNow Gold Visa Prepaid Card

AccountNow Gold Visa Prepaid Card

 
 
1
1 total votes
Max Monthly Service Fee $9.95 Max Monthly Service Fee
Max Balance $10,000 Max Balance
Credit Score Range 300 - 850 300 850