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BBVA Compass ClearSpend Prepaid Card

in Prepaid Cards

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BBVA Compass ClearSpend Prepaid Card

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Overview

The BBVA Compass card is a prepaid card. It’s different than many prepaid cards, however, because it comes with an app that creates a budget based on your spending habits. After using the card for 30 days, the app suggests personalized budgets for groceries, entertainment, transportation, dining out and other categories based on what you bought that month with the card.

Who is the BBVA Prepaid Card designed for?

This card is ideal for people who want help with monitoring their spending in real time. It can be a good card for college students who are learning about budgeting for the first time. It may also be helpful to couples who want to track what they are spending. It can be a useful card for anyone who wants to know where and how they are spending their money.

How do I apply for a BBVA Prepaid Card?

There is no credit check required to get the BBVA prepaid card. You can apply quickly online by providing basic information, including your name, address, phone number and Social Security number.

How do I get funds onto my BBVA Prepaid Card?

There are several ways you can deposit money onto your card:

-You can transfer money from your personal bank account to the BBVA card.

-You can transfer money via a service such as popmoney, PayPal or Venmo.

For these options, you'll need your ClearSpend account number and routing number which are available in the App under "My Account." Funds will be available in two to three days.

-You can have your paycheck directly deposited onto your card. If you have a BBVA checking account (not required to get the card), you can transfer funds from your BBVA Compass debit card to the ClearSpend website or the ClearSpend mobile app.

-You can also deposit cash directly onto the card at a BBVA Compass Branch. BBVA Compass has 688 branches in seven states: Alabama, Arizona, California, Colorado, Florida, New Mexico and Texas.

How much money can I add to my BBVA Prepaid Card?

You’ll need at least $25 to get the card started, and you can deposit as much as $6,500 onto the card.

Are there any fees associated with the BBVA Prepaid Card?

-There is a $4 fee for the initial deposit. After that, there are no fees to deposit money onto the card.

-You can use an out-of-network ATM free of charge the first time, but after that, you will be charged a small out-of-network fee -- usually $2. Because the bank only has branches in seven states, it may be difficult, depending on where you live, to find a BBVA bank ATM.

-There are no monthly or annual fees

-There are no purchase transaction fees

Where can I use the BBVA Prepaid Card?

You can use your card pretty much anywhere: gas stations, restaurants, stores, at ATMs to withdraw cash and for online purchases.

How is the BBVA Prepaid Card better than other prepaid credit cards?

This card is superior because of its app. If you want to see what you’re spending and need help creating a budget, this card can do that for you. Another plus? Two people can share the budget and see what the other is spending. This can be helpful for couples.

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Feature Breakdown

No Monthly Service Fee with Direct Deposit
No Monthly Service Fee
Free Customer Service
Daily ATM Withdrawal Limit
$600
Credit Score Range
300 - 850
850 300
Card Network
  • Visa
Max Monthly Service Fee
$4
No PIN Purchase Transaction Fee
No Signature Purchase Transaction Fee
Free In-network ATM Withdrawal

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