Highlights
Community Rating	Strongly recommended
Signature Purchase Transaction Fee	$3
PIN Purchase Transaction Fee	$0
Monthly Fee	$0
Card Reload Fee	$0 - $4.95
Number of Reviews	25

PayPal Cash Card Review

The PayPal Cash Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

PayPal Cash Card does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

PayPal Cash Card Pros & Cons

The Good	The Bad
Free in-network ATM withdrawal A monthly fee of up to $0, which is lower than average for prepaid cards There is no fee for loading your card Doesn't charge a fee for closing your account	Charges a $3 signature purchase transaction fee Charges an out-of-network ATM fee. Foreign currency transaction fee.

PayPal Cash Card FAQ

Who issues PayPal Cash Card?

PayPal Cash Card is issued by PayPal Inc, which is based in San Jose, CA and was founded in 1999.

What fees does PayPal Cash Card charge?

PayPal Cash Card does not charge a monthly service fee. There is a signature transaction fee of $3 every time a merchant requires signature-based authentification.

PayPal Cash Card Prepaid Card Fees
Description
Activation Fee	$0
Card Replacement Fee	$0
Free In-Network ATM Withdrawal?
No PIN Purchase Transaction Fee?
No Signature Purchase Transaction Fee?
Card Reload Fee	$0 - $4.95
Signature Purchase Transaction Fee	$3
PIN Purchase Transaction Fee	$0

How Much Does PayPal Cash Card Cost?

There is no activation fee.

A great thing about this card is it doesn't charge a monthly maintenance fee, which can save you a lot of money over time.

There is a reload fee of up to $4.95 fee every time you reload the card.

Does PayPal Cash Card charge an activation fee?

PayPal Cash Card does not charge an activation fee.

What is the daily ATM withdrawal for PayPal Cash Card?

PayPal Cash Card has a daily ATM withdrawal limit of $400.

What is daily direct deposit limit for PayPal Cash Card?

PayPal Cash Card sets a daily direct deposit limit of $5,000.

What is the Card Replacement Fee for PayPal Cash Card?

PayPal Cash Card does not charge a card replacement fee.

What is the Maximum Balance for PayPal Cash Card?

It looks like PayPal Cash Card has not set a maximum balance.

How to apply for PayPal Cash Card

Visit the PayPal Inc website.
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Check the information is accurate and submit your application.

PayPal Cash Card Disclosure: * PayPal Cash Plus account required to get the card. 1. ATMs must display the Mastercard®, Cirrus®, PULSE® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMS have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details. Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details. 2. Transfers typically take 30 minutes or less. 1% of the transferred amount, with a maximum fee of $10 for personal PayPal accounts/1% of transfer amount for business PayPal accounts. Limits apply. Eligible debit cards only. This service fee is for using lnstant Transfer and is not a fee for using the PayPal Cash Mastercard. See limits and details. 3. Up to $4.95 cash reload fee applies. This service fee is to add cash into your PayPal Cash Plus account. 4. Conditions and exceptions apply. See Cardholder Agreement for details.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From PayPal Inc

Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 325 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom, enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

Access funds with a debit card linked directly to your PayPal Cash Plus account Shop in-store or online, everywhere Mastercard is accepted. No monthly or annual fees. No minimum balance required. No credit check.