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PayPal Cash Card

in Prepaid Cards from PayPal Inc

Claimed

PayPal Cash Card

Claimed

in Prepaid Cards from PayPal Inc

SuperMoney Net Recommendation Score +72%

Strongly recommended

15 users recommend

1 user is unsure

2 users don't recommend

Browse Reviews: 15 Recommendations | 2 Complaints

Highlights
Community Rating	Strongly recommended
Signature Purchase Transaction Fee	$0
PIN Purchase Transaction Fee	$0
Monthly Fee	Up to $0
Card Reload Fee	$0 - $4.95
Number of Reviews	18

PayPal Cash Card Review

The PayPal Cash Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

PayPal Cash Card does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

PayPal Cash Card Pros & Cons

The Good	The Bad
Free in-network ATM withdrawal A monthly fee of up to $0, which is lower than average for prepaid cards There is no fee for loading your card Doesn't charge a fee for closing your account	Charges an out-of-network ATM fee. Foreign currency transaction fee.

PayPal Cash Card FAQ

Who issues PayPal Cash Card?

PayPal Cash Card is issued by PayPal Inc, which is based in San Jose, CA and was founded in 1999.

What fees does PayPal Cash Card charge?

PayPal Cash Card does not charge a monthly service fee.

PayPal Cash Card Prepaid Card Fees
Description
Close Account Fee	N/A
Card Replacement Fee	$0
ATM Balance Inquiry	N/A
Free In-Network ATM Withdrawal?	Yes
No Signature Purchase Transaction Fee?	Yes
No PIN Purchase Transaction Fee?	Yes
Signature Purchase Transaction Fee	$0
PIN Purchase Transaction Fee	$0
Activation Fee	$0
Card Reload Fee	$0 - $4.95

How Much Does PayPal Cash Card Cost?

There is no activation fee.

A great thing about this card is it doesn't charge a monthly maintenance fee, which can save you a lot of money over time.

There is a reload fee of up to $4.95 fee every time you reload the card.

Does PayPal Cash Card charge an activation fee?

PayPal Cash Card does not charge an activation fee.

What is the daily ATM withdrawal for PayPal Cash Card?

PayPal Cash Card has a daily ATM withdrawal limit of $400.

What is daily direct deposit limit for PayPal Cash Card?

PayPal Cash Card sets a daily direct deposit limit of $5,000.

What is the Card Replacement Fee for PayPal Cash Card?

PayPal Cash Card does not charge a card replacement fee.

What is the Maximum Balance for PayPal Cash Card?

It looks like PayPal Cash Card has not set a maximum balance.

How to apply for PayPal Cash Card

Visit the PayPal Inc website.
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Check the information is accurate and submit your application.

PayPal Cash Card Disclosure: * PayPal Cash Plus account required to get the card. 1. ATMs must display the Mastercard®, Cirrus®, PULSE® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMS have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. Foreign Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See Cardholder Agreement for details. Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details. 2. Transfers typically take 30 minutes or less. 1% of the transferred amount, with a maximum fee of $10 for personal PayPal accounts/1% of transfer amount for business PayPal accounts. Limits apply. Eligible debit cards only. This service fee is for using lnstant Transfer and is not a fee for using the PayPal Cash Mastercard. See limits and details. 3. Up to $4.95 cash reload fee applies. This service fee is to add cash into your PayPal Cash Plus account. 4. Conditions and exceptions apply. See Cardholder Agreement for details.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.