Institution Type

Direct Lender

Marketplace Lending Platform

Other Institution

Broker

Nonbank Financial Service Provider

Financial Technology Company

Bank

Credit Union

Community Bank

Bank Partnership

Business Hours (PST) - Monday

Business Hours (PST) - Tuesday

Business Hours (PST) - Wednesday

Business Hours (PST) - Thursday

Business Hours (PST) - Friday

Business Hours (PST) - Saturday

Business Hours (PST) - Sunday

Time Zone

New York (Eastern Time)

Chicago (Central Time)

Denver (Mountain Time)

Phoenix (Mountain Time no DST)

Los Angeles (Pacific Time)

Anchorage (Alaska Time)

Honolulu (Hawaii-Aleutian Time)

London (Greenwich Mean Time)

Berlin (Central European Time)

Moscow (Moscow Time)

Shanghai (China Time)

Manila (Philippine time)

Free Customer Service

Rewards Program

ATM Fee: In-Network

ATM Fee: Out-of-Network (within the U.S.)

Credit Score Range

Card Network

Discover

Mastercard

Visa

Other

Not an access card

Closed loop card

None

American Express

Monthly Fee Waiver Requirements

Free In-Network ATM Withdrawal

No Monthly Service Fee with Direct Deposit

No PIN Purchase Transaction Fee

No Signature Purchase Transaction Fee

READYDebit was founded in 2006 and is based in Nampa, ID.

Learn more about READYDebit and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with READYDebit.

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The READYDebit is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. READYDebit only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

READYDebit is issued by , which is based in Nampa, ID and was founded in 2006.

READYDebit is issued by  , which is based in Nampa, ID and was founded in 2006.

It looks like READYDebit does not charge any fees to users.

Does READYDebit charge an activation fee?

 READYDebit does not charge an activation fee.

What is the daily ATM withdrawal for READYDebit?

READYDebit does not seem to have a set ATM withdrawal limit.

What is daily direct deposit limit for READYDebit?

It looks like READYDebit does not have a set daily direct deposit limit.

What is the Card Replacement Fee for READYDebit?

It looks like READYDebit does not charge a card replacement fee.

What is the Maximum Balance for READYDebit?

It looks like READYDebit has not set a maximum balance.

Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.

Check the information is accurate and submit your application.

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Prepaid Credit Cards Reviews & Comparison

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READYDebit Prepaid Debit Cards 2026 Reviews