Western Union Netspend Prepaid Mastercard Review

The Western Union Netspend Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Western Union Netspend Prepaid Mastercard does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Who issues Western Union Netspend Prepaid Mastercard?

Western Union Netspend Prepaid Mastercard is issued by NetSpend, which is based in Austin, TX and was founded in 1999.

What fees does Western Union Netspend Prepaid Mastercard charge?

Western Union Netspend Prepaid Mastercard charges a monthly fee of up to $9.95. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Purchases that require entering a pin to validate also come with a $1.50 fee.

What is the Maximum Balance for Western Union Netspend Prepaid Mastercard?

The maximum balance you can have on Western Union Netspend Prepaid Mastercard is $15,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Western Union Netspend Prepaid Mastercard

• Visit the NetSpend website.
• Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
• Check the information is accurate and submit your application.