Quontic Bank (Company)

We’re the adaptive digital bank helping people grow their money with purpose. We’re changing the narrative of traditional banking – proving that a private bank can be innovative, digital-first and customer-centric without sacrificing the personal touch. Our story began as a community bank based in New York City over a decade ago and we carry that in our DNA. Of course, security and access are paramount which is why our deposit accounts are FDIC insured and our customers have access to a network of over 90,000 surcharge-free ATMs nationwide. With the humble spirit of a community bank, the swagger of a FinTech, and the boundlessness of neobank, we’re in a category of our own and we like it that way.

We believe that a digital bank should be for the people – the innovators, the big thinkers, and the hard workers. That’s why our customers are at the very center of everything we do – from our inclusive mortgage solutions to our online and mobile banking features. However, believing is nothing without doing the work. That’s why we carry out our mission to use the deposits from our award-winning and highly rated accounts to finance the homeownership dreams of low-income families, immigrants, people of color, small business owners, and those who are unable to obtain mortgage loans through traditional lending channels. Choosing to bank with Quontic means you’re choosing to make a difference. As a U.S. Treasury designated Community Development Financial Institution, Quontic’s mission is to help our customers find financial empowerment and help creditworthy borrowers get home loans. We believe the best way to do that is to change the system in a way that provides access to home financing and banking opportunities for those who need it. That’s what we’re doing —disrupting the old way of banking — by putting customers first through our unique deposit products and mortgage programs.