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Last Updated: 04/18/2025

Cozy Renters Insurance

in Renters Insurance from Cozy

Last Updated: 04/18/2025

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Highlights

Financial Strength Rating

B+(Verified 04/18/2025)

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Home and Renters Insurance Riders

Valuable Items

Home and Renters Insurance

Guest Medical Protection
Personal Property Protection
Reimbursed Living Expenses
Renters Liability Coverage

Cozy Renters Insurance Review

Cozy Renters Insurance is an insurance carrier based in Portland, OR. The company was founded in 2012 and offers renters insurance in 50 states (and Washington, DC).

Cozy Renters Insurance FAQ

What is the financial strength rating of Cozy Renters Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Cozy Renters Insurance scores a B+ financial strength rating. Companies with this rating show a good ability to pay for their insurance obligations.

What types of coverage does Cozy Renters Insurance offer?

Renters insurance includes a wide range of coverages. One of the best ways to save money on your policy is to only pay for the coverage you need. Cozy Renters Insurance offers the following types of renters insurance coverage:

Guest Medical Protection:

This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.

Personal Property Protection:

This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.

Reimbursed Living Expenses:

This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.

Renters Liability Coverage:

If a claim is made against you or you are sued as a result of a covered occurrence, your renters personal liability coverage can help to cover the associated legal costs and related damages. For example, if a visitor accidentally trips and falls in your apartment and breaks a leg, your renters insurance policy may be able to help protect you.

Cozy Renters Insurance customers can also add the following riders or endorsements to their renters insurance policies:

Valuable Items:

Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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3514 N. Vancouver Ave. 4th Floor

Portland, OR 97227

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