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  The Hartford Renters Insurance

The Hartford Renters Insurance

in Renters Insurance from The Hartford

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The Hartford Renters Insurance

Unaffiliated

in Renters Insurance from The Hartford

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

1 user recommends
2 users are unsure
3 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Financial Strength Rating A+
Number of Reviews 6

The Hartford Renters Insurance Review

Where does The Hartford Renters Insurance do business?

The Hartford Renters Insurance is an insurance carrier based in Hartford, CT. The company was founded in 1810 and offers renters insurance in 49 states (and Washington, DC). 

What is the financial strength rating of The Hartford Renters Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies.  SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

The Hartford Renters Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

What types of coverage does The Hartford Renters Insurance offer?

Renters insurance includes a wide range of coverages. One of the best ways to save money on your policy is to only pay for the coverage you need. The Hartford Renters Insurance offers the following types of renters insurance coverage:

Guest Medical Protection:

This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.

Personal Property Protection:

  This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.

Reimbursed Living Expenses:

This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.

Renters Liability Coverage:

If a claim is made against you or you are sued as a result of a covered occurrence, your renters personal liability coverage can help to cover the associated legal costs and related damages. For example, if a visitor accidentally trips and falls in your apartment and breaks a leg, your renters insurance policy may be able to help protect you.

The Hartford Renters Insurance customers can also add the following riders or endorsements to their renters insurance policies:

Assisted Living Coverage:

As well as covering the usual personal property like furniture or jewelry, this rider can also cover hearing aids, false teeth, contact lenses, eyeglasses, medical alert devices, walkers or canes, and wheelchairs. You may also include personal liability coverage for residents and visitors with a choice of limits.

Business Property Protection:

This coverage protects business assets in the home. Adding this coverage may help cover inventory, such as cosmetics or kitchen supplies, temporarily stored in your home as you're preparing to sell it or deliver it to customers.

Identity Theft Protection:

This rider protects homeowners in the event of identity fraud and pays for the cost of restoring their identity.

Sewage and Drain Backup Coverage:

This coverage helps you repair water damage from overflowing drains and sewers, broken sump pumps, and damage that results from water moving from the ground up.

Valuable Items:

Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.

How can you save money on a The Hartford Renters Insurance renters insurance policy?

When you ask for a quote with The Hartford Renters Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.

  • Home Monitoring System.

Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with The Hartford Renters Insurance.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 49 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Policy Discounts
  • Loyalty / Long-Term Customer
  • Multiple Policy
Property Discounts
  • Home Monitoring System
Home and Renters Insurance Riders
  • Assisted Living Coverage
  • Identity Theft Protection
  • Sewage and Drain Backup Coverage
  • Valuable Items
Financial Strength Rating
  • A+
Guest Medical Protection  
Home and Renters Insurance
  • Guest Medical Protection
  • Personal Property Protection
  • Reimbursed Living Expenses
  • Renters Liability Coverage
Liability  
Personal Property Protection  
Property Damage  
Reimbursed Living Expenses  
Identity Theft Insurance  

The Hartford Renters Insurance Community Reviews

 

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