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Last Updated: 04/18/2025

1st Capital Bank Regular Personal Savings Account

from 1st Capital Bank

Last Updated: 04/18/2025
1st Capital Bank Regular Personal Savings Account logo
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APY (Annual Percentage Yield)

N/A

Minimum Opening Deposit

Starting at $100

Minimum Balance to Earn APY

N/A
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1st Capital Bank Regular Personal Savings Account Review

1st Capital Bank Regular Personal Savings Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Regular Personal Savings Account are available in 1 state.

Key Takeaways

  • $100 minimum opening deposit. This is a typical minimum initial deposit.
  • No ATM fees. 1st Capital Bank Regular Personal Savings Account does not charge fees on ATM transactions .

1st Capital Bank Regular Personal Savings Account Pros & Cons

1st Capital Bank Regular Personal Savings Account FAQ

Are savings accounts from 1st Capital Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does 1st Capital Bank offer a signup bonus?

1st Capital Bank Regular Personal Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for 1st Capital Bank Regular Personal Savings Account?

The minimum deposit to open a 1st Capital Bank Regular Personal Savings Account is $100.

What APY does 1st Capital Bank Regular Personal Savings Account offer?

1st Capital Bank Regular Personal Savings Account is not an interest-bearing account.

What fees does 1st Capital Bank Regular Personal Savings Account charge?

This account charges a monthly service fee of $2. However, you can waive the monthly fees if you have a minimum daily balance of $500.

    What features and perks does 1st Capital Bank Regular Personal Savings Account offer?

    This savings account includes the following features:
    • Mobile Banking Services - 1st Capital Bank Regular Personal Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

    Can you set up a direct deposit to 1st Capital Bank Regular Personal Savings Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for 1st Capital Bank Regular Personal Savings Account?

    The customer support email for 1st Capital Bank Regular Personal Savings Account is info@1stcapitalbank.com.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    150 Main Street, Salinas, California.
    Salinas, CA 93901
    Visit Site
    Email Support

    Hours of Operation

    Sunday12:00AM - 12:00AMMonday8:00AM - 5:00AMTuesday8:00AM - 5:00AMWednesday8:00AM - 5:00AMThursday8:00AM - 5:00AMFriday8:00AM - 5:00AMSaturday12:00AM - 12:00AM

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    APY (Annual Percentage Yield)
    N/A
    Minimum Opening Deposit
    Starting at $100
    Minimum Balance to Earn APY
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    APY (Annual Percentage Yield)
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    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
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    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

    1st Capital Bank Regular Personal Savings Account Community Reviews

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