1st Capital Bank Regular Personal Savings Account Review

1st Capital Bank Regular Personal Savings Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Regular Personal Savings Account is available in 1 state across the USA.

• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• No ATM fees. 1st Capital Bank Regular Personal Savings Account does not charge fees on ATM transactions.

Are savings accounts from 1st Capital Bank federally insured?

Yes, your 1st Capital Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does 1st Capital Bank offer a signup bonus?

1st Capital Bank Regular Personal Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for 1st Capital Bank Regular Personal Savings Account?

What APY does 1st Capital Bank offer?

1st Capital Bank Regular Personal Savings Account is not an interest-bearing account.

What fees does 1st Capital Bank Regular Personal Savings Account charge?

This account charges a monthly service fee of $2. However, you can waive the monthly fees if you have a minimum daily balance of $500.

What features and perks does 1st Capital Bank Regular Personal Savings Account offer?

This savings account includes the following features:

• Mobile Banking Services - 1st Capital Bank Regular Personal Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to 1st Capital Bank Regular Personal Savings Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.