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1st Capital Bank Regular Personal Savings Account

in Savings Accounts from 1st Capital Bank · Member fdic

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1st Capital Bank Regular Personal Savings Account

Unaffiliated

in Savings Accounts from 1st Capital Bank · Member FDIC

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Highlights
Monthly Fee	Starting at $2
APY (Annual Percentage Yield)	N/A
APY Minimum Balance	N/A

1st Capital Bank Regular Personal Savings Account Review

1st Capital Bank Regular Personal Savings Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Regular Personal Savings Account is available in 1 state across the USA.

Key Takeaways

$100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
No ATM fees. 1st Capital Bank Regular Personal Savings Account does not charge fees on ATM transactions.

1st Capital Bank Regular Personal Savings Account Pros & Cons

Pros	Cons
Access to physical branches. No charge on incoming domestic or international wire transfers.	No signup bonus. Does not earn interest. Does not come with a debit card Only available in one state. No ATM access to savings.

1st Capital Bank Regular Personal Savings Account FAQ

Are savings accounts from 1st Capital Bank federally insured?

Yes, your 1st Capital Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does 1st Capital Bank offer a signup bonus?

1st Capital Bank Regular Personal Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for 1st Capital Bank Regular Personal Savings Account?

The minimum deposit to open a 1st Capital Bank Regular Personal Savings Account is $100.

1st Capital Bank Regular Personal Savings Account Minimums
Description
Minimum Balance to Avoid Monthly Fee	$500
Minimum Opening Deposit	Starting at $100
Minimum Required Balance	$500

What APY does 1st Capital Bank offer?

1st Capital Bank Regular Personal Savings Account is not an interest-bearing account.

What fees does 1st Capital Bank Regular Personal Savings Account charge?

This account charges a monthly service fee of $2. However, you can waive the monthly fees if you have a minimum daily balance of $500.

What features and perks does 1st Capital Bank Regular Personal Savings Account offer?

This savings account includes the following features:

Mobile Banking Services - 1st Capital Bank Regular Personal Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to 1st Capital Bank Regular Personal Savings Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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