Affinity Federal Credit Union MoreSavings Account Review

Affinity Federal Credit Union MoreSavings Account is offered by Affinity Federal Credit Union, a credit union founded in 1935 and based in Basking Ridge, NJ. Affinity Federal Credit Union MoreSavings Account is available in 3 states across the USA.

Are savings accounts from Affinity Federal Credit Union federally insured?

Yes, your Affinity Federal Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Affinity Federal Credit Union offer?

Affinity Federal Credit Union MoreSavings Account offers an APY up to 0.70% (APY stands for annual percentage yield, rates may change).

What features and perks does Affinity Federal Credit Union MoreSavings Account offer?

This account includes the following features:

• Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Affinity Federal Credit Union MoreSavings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.
• Nationwide ATM network - Withdraw money and check your balance from wherever you are.

What fees does Affinity Federal Credit Union MoreSavings Account charge?

Affinity Federal Credit Union MoreSavings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $25 fee.
• Outoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Affinity Federal Credit Union MoreSavings Account charges $2 every time you request a paper statement.