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  Affinity Federal Credit Union MoreSavings Account

Affinity Federal Credit Union MoreSavings Account

in Savings Accounts from Affinity Federal Credit Union · Member ncua

Unaffiliated

Affinity Federal Credit Union MoreSavings Account

Unaffiliated

in Savings Accounts from Affinity Federal Credit Union · Member NCUSIF

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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) 0.1% - 0.8%
APY Minimum Balance N/A

Affinity Federal Credit Union MoreSavings Account Review

Affinity Federal Credit Union MoreSavings Account is offered by Affinity Federal Credit Union, a credit union founded in 1935 and based in Basking Ridge, NJ. Affinity Federal Credit Union MoreSavings Account is available in 3 states across the USA.

Affinity Federal Credit Union MoreSavings Account FAQ

Are savings accounts from Affinity Federal Credit Union federally insured?

Yes, your Affinity Federal Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Affinity Federal Credit Union offer a signup bonus?

Affinity Federal Credit Union MoreSavings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Affinity Federal Credit Union MoreSavings Account?

There is no minimum deposit to open a Affinity Federal Credit Union MoreSavings Account.
Affinity Federal Credit Union MoreSavings Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0

What APY does Affinity Federal Credit Union offer?

Affinity Federal Credit Union MoreSavings Account offers an APY starting at 0.1% and ranging up to 0.8% (APY stands for annual percentage yield, rates may change).

What fees does Affinity Federal Credit Union MoreSavings Account charge?

Affinity Federal Credit Union MoreSavings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Affinity Federal Credit Union MoreSavings Account charges $2 every time you request a paper statement.

What features and perks does Affinity Federal Credit Union MoreSavings Account offer?

This savings account includes the following features:

  • Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
  • Fraud monitoring - Affinity Federal Credit Union MoreSavings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Affinity Federal Credit Union MoreSavings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Affinity Federal Credit Union MoreSavings Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   73 Mountainview Blvd
    Basking Ridge, NJ 07920
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Affinity Federal Credit Union

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View all savings accounts offered by Affinity Federal Credit Union

Availability

  Available in 3 states
  • Connecticut
  • New Jersey
  • New York

Feature Breakdown

Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $33
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $45
Bank Account Features
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Images with Statement
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.1% - 0.8%

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