Affinity Federal Credit Union MoreSavings Account

Affinity Federal Credit Union MoreSavings Account Review

Affinity Federal Credit Union MoreSavings Account is offered by Affinity Federal Credit Union, a credit union founded in 1935 and based in Basking Ridge, NJ. Affinity Federal Credit Union MoreSavings Account is available in 3 states across the USA.

Key Takeaways

• Higher than average APY. Affinity Federal Credit Union MoreSavings Account has an annual percentage yield of up to 0.8%, which is higher than the average interest rate for savings accounts.
• No minimum initial deposit. There is no minimum balance required to open an account.
• No ATM fees. Affinity Federal Credit Union MoreSavings Account does not charge fees on ATM transactions.

Affinity savings account Pros & Cons

Affinity savings account FAQ

Are savings accounts from Affinity Federal Credit Union federally insured?

Yes, your Affinity Federal Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Affinity Federal Credit Union offer a signup bonus?

Affinity savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Affinity savings account?

What APY does Affinity Federal Credit Union offer?

Affinity savings account offers an APY starting at 0.1% and ranging up to 0.8% (APY stands for annual percentage yield, rates may change).

What fees does Affinity savings account charge?

Affinity savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $25 fee.
• Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Affinity savings account charges $2 every time you request a paper statement.

What features and perks does Affinity savings account offer?

This savings account includes the following features:

• Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
• Fraud monitoring - Affinity savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Affinity savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Affinity savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Affinity savings account?

The customer support email for Affinity savings account is direlations@affinityfcu.com.