Affinity Federal Credit Union MoreSavings Account Review

Affinity Federal Credit Union MoreSavings Account is offered by Affinity Federal Credit Union, a credit union founded in 1935 and based in Basking Ridge, NJ. Affinity Federal Credit Union MoreSavings Account is available in 3 states across the USA.

Are savings accounts from Affinity Federal Credit Union federally insured?

Yes, your Affinity Federal Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Affinity Federal Credit Union offer a signup bonus?

Affinity Federal Credit Union MoreSavings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Affinity Federal Credit Union MoreSavings Account?

What APY does Affinity Federal Credit Union offer?

Affinity Federal Credit Union MoreSavings Account offers an APY starting at 0.1% and ranging up to 0.8% (APY stands for annual percentage yield, rates may change).

What fees does Affinity Federal Credit Union MoreSavings Account charge?

Affinity Federal Credit Union MoreSavings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $25 fee.
• Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Affinity Federal Credit Union MoreSavings Account charges $2 every time you request a paper statement.

What features and perks does Affinity Federal Credit Union MoreSavings Account offer?

This savings account includes the following features:

• Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
• Fraud monitoring - Affinity Federal Credit Union MoreSavings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Affinity Federal Credit Union MoreSavings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Affinity Federal Credit Union MoreSavings Account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.