Last Updated: 02/25/2026
Alliant High-Rate Savings Account
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in Savings Accounts from Alliant Credit Union
Last Updated: 02/25/2026
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Highlights
APY (Annual Percentage Yield)
Minimum Opening Deposit
Minimum Balance to Earn APY
Alliant High-Rate Savings Account Review
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 3.01%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No ATM fees. Alliant High-Rate Savings Account does not charge fees on ATM transactions .
- Soft credit pull. Alliant Credit Union will not perform a hard credit pull when you open an account.
Alliant High-Rate Savings Account Pros & Cons
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Alliant High-Rate Savings Account FAQ
Are savings accounts from Alliant federally insured?
Does Alliant Credit Union offer a signup bonus?
What is the minimum initial deposit for Alliant High-Rate Savings Account?
The minimum deposit to open a Alliant High-Rate Savings Account is $25.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Alliant High-Rate Savings Account offer?
What fees does Alliant High-Rate Savings Account charge?
- Outgoing domestic bank transfers come with a $25 fee.
- Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Alliant High-Rate Savings Account charges a $10 fee for an early account closure. Contact Alliant High-Rate Savings Account for more details on what is considered an early closure.
- Alliant High-Rate Savings Account charges $1 every time you request a paper statement.
What features and perks does Alliant High-Rate Savings Account offer?
- Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
- Fraud monitoring - Alliant High-Rate Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - Alliant High-Rate Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
- Soft credit pull - Alliant High-Rate Savings Account performs a soft credit pull so you can check whether you qualify without hurting your credit.
Can you set up a direct deposit to Alliant High-Rate Savings Account?
Alliant High-Rate Savings Account Disclosure: 71. APY= Annual Percentage Yield. Comparison based on Alliant Credit Union 3.01% APY as of the 01/22/2026 dividend declaration date vs. the bank national average savings rate of .19% APY as of 1/1/2026 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp. 59. Transactions performed at other ATMs may be subject to the ATM owner’s surcharge fee. Please see the online ATM Locator at www.alliantcreditunion.org or our mobile banking app for a list of ATMs that accept deposits or are fee free. Not all ATMs accept deposits. 63. The savings dividend provides an Annual Percentage Yield (APY) of 3.01%. The APY is accurate as of the 01/22/2026 dividend declaration date. Dividends are paid on the last day of the month to accountholders who have maintained an average daily balance of $100 or more. Savings dividend may change after account is opened and is subject to change at any time. Dividend applies to Savings, Supplemental Savings, Emergency Savings, Kids Savings Accounts, UTMA Custodial Accounts, Trust Accounts and IRA. Fees may reduce earnings on the account.
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