Arizona Financial Credit Union Savings Account

Arizona Financial Credit Union Savings Account Review

Arizona Financial Credit Union Savings Account is offered by Arizona Financial Credit Union, a credit union founded in 1936 and based in Phoenix, AZ. Arizona Financial Credit Union Savings Account are available in 50 states (and Washington, DC).

Key Takeaways

• Higher than average APY. Arizona Financial Credit Union Savings Account has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $25 to earn that interest rate.
• Small minimum initial deposit. You only need $20 to open an account.

Arizona Financial Credit Union Savings Pros & Cons

Pros	Cons
Available in all 50 states. Dividend-yielding account. Insured by NCUA. Free debit card	No signup bonus. Does not offer mobile check deposits. Does not provide access to a nationwide ATM network.

Arizona Financial Credit Union Savings FAQ

Are savings accounts from Arizona Financial Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Arizona Financial Credit Union offer a signup bonus?

Arizona Financial Credit Union Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Arizona Financial Credit Union Savings?

The minimum deposit to open a Arizona Financial Credit Union Savings is $20.

Arizona Financial Credit Union Savings Account Minimums

Description
Minimum Balance to Earn APY	$25
Minimum Opening Deposit	Starting at $20

What APY does Arizona Financial Credit Union Savings Account offer?

Arizona Financial Credit Union Savings offers an APY of 0.25% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Arizona Financial Credit Union Savings charge?

Arizona Financial Credit Union Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Arizona Financial Credit Union Savings offer?

This savings account includes the following features:

Can you set up a direct deposit to Arizona Financial Credit Union Savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Arizona Financial Credit Union Savings?

The customer support email for Arizona Financial Credit Union Savings is member.services@azfcu.org.