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  Bank of China Statement Savings Account

Bank of China Statement Savings Account

in Savings Accounts from Bank of China

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Bank of China Statement Savings Account

Unaffiliated

in Savings Accounts from Bank of China

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Highlights
Highlights
APY (Annual Percentage Yield) 0.05% - 0.15%
APY Minimum Balance N/A
Monthly Fee $0 - $10

Bank of China Statement Savings Account Review

Bank of China Statement Savings Account is offered by Bank of China, a bank founded in 1912 and based in New York, NY. Bank of China Statement Savings Account is available in 3 states across the USA.

Are savings accounts from Bank of China federally insured?

Yes, your Bank of China savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Bank of China offer a signup bonus?

Bank of China Statement Savings Account doesn't offer a signup bonus.

What is the minimum balance for Bank of China Statement Savings Account?

There is no minimum balance required to open a Bank of China Statement Savings Account.
Bank of China Statement Savings Account Account Minimums
Description
APY Minimum Balance N/A
Minimum Initial Deposit N/A
Minimum Combined Balance to Avoid Monthly Fee N/A
Minimum Required Balance N/A
Minimum Direct Deposit to Avoid Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee $500

What APY does Bank of China offer?

Bank of China Statement Savings Account offers an APY starting at 0.05% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change).

What features and perks does Bank of China Statement Savings Account offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks. Typically there is a limit to how much you can claim for these costs, so check the fine print if you plan to make multiple withdrawals within one month.
  • Bank of China Statement Savings Account Features
    Description
    Bank Account Features
    • ATM Reimbursement
    • Branch Access
    • Interest Bearing Account
    • Mobile Banking
    • No ATM Fees
    • No Monthly Maintenance Fee

What fees does Bank of China Statement Savings Account charge?

Bank of China Statement Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $500.

  • Outgoing domestic bank transfers come with a $35 fee.
  • Outoing international bank transfers come with a $35 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Bank of China Statement Savings Account charges a $30 fee for an early account closure. Contact Bank of China Statement Savings Account for more details on what is considered an early closure.
  • Bank of China Statement Savings Account charges $7 every time you request a paper statement.
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Contact

  • Headquarters
  •   410 Madison Avenue
    New York, NY 10017
  •   Visit Site

Other Services by Bank of China

Availability

  Available in 3 states
  • California
  • Illinois
  • New York

Feature Breakdown

Minimum Balance to Avoid Monthly Fee $500
Early Account Closure $30
Monthly Fee $0 - $10
Paper Statement Fee $7
Returned Deposit Fee (Domestic) $10
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Outgoing) $35
Bank Account Features
  • ATM Reimbursement
  • Branch Access
  • Interest Bearing Account
  • Mobile Banking
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.05% - 0.15%

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