| Monthly Fee | N/A |
| APY | 2% - 4% |
| APY Minimum Balance | N/A |
Overview
Where does Beam Account do business?
Beam Account is a financial institution based in San Francisco, CA. It was founded in 2017 and offers checking accounts services in 50 states (and Washington, DC).
Beam Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.
What APY does Beam offer?
Beam Account offers an APY starting at 2% and ranging up to 4% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.
What features and perks does Beam Account offer?
This account includes the following features:
What fees does Beam Account charge?
Beam Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Bank Account Features |
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