Last Updated: 04/18/2025
Capital Bank Of Texas Personal Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Starting at 0.05%(Verified 06/21/2024)
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Minimum Opening Deposit
Starting at $100
Minimum Balance to Earn APY
$100
Capital Bank Of Texas Personal Savings Account Review
Capital Bank Of Texas Personal Savings Account is offered by Capital Bank Of Texas, a bank founded in 1965 and based in Houston, TX. Capital Bank Of Texas Personal Savings Account are available in 1 state.
Key Takeaways
- $100 minimum opening deposit. This is a typical minimum initial deposit.
Capital Bank Of Texas Personal Savings Account Pros & Cons
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Capital Bank Of Texas Personal Savings Account FAQ
Are savings accounts from Capital Bank Of Texas federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Capital Bank Of Texas offer a signup bonus?
Capital Bank Of Texas Personal Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Capital Bank Of Texas Personal Savings Account?
The minimum deposit to open a Capital Bank Of Texas Personal Savings Account is $100.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $300 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Capital Bank Of Texas Personal Savings Account offer?
Capital Bank Of Texas Personal Savings Account offers a variable APY starting at 0.05% (APY stands for annual percentage yield, rates may change).
What fees does Capital Bank Of Texas Personal Savings Account charge?
This account charges a monthly service fee of $10. However, you can waive the monthly fees if you have a minimum daily balance of $300.
- Outgoing domestic bank transfers come with a $20 fee.
- Incoming domestic bank transfers come with a $10 fee.
- Outgoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $15 fee.
What features and perks does Capital Bank Of Texas Personal Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - Capital Bank Of Texas Personal Savings Account allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to Capital Bank Of Texas Personal Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Capital Bank Of Texas Personal Savings Account?
The customer support email for Capital Bank Of Texas Personal Savings Account is customerservice@capitalbanktx.com.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
12:00AM - 12:00AM
Monday
9:00AM - 4:00AM
Tuesday
9:00AM - 4:00AM
Wednesday
9:00AM - 4:00AM
Thursday
9:00AM - 4:00AM
Friday
9:00AM - 6:00AM
Saturday
8:00AM - 12:00PM