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  Capital Bank Personal Savings Account

Capital Bank Personal Savings Account

in Savings Accounts from Capital Bank · Member fdic

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Capital Bank Personal Savings Account

Unaffiliated

in Savings Accounts from Capital Bank · Member FDIC

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Highlights
Monthly Fee $0 - $3
APY (Annual Percentage Yield) 0% - 0.02%
APY Minimum Balance $250

Capital Bank Personal Savings Account Review

Capital Bank Personal Savings Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Personal Savings Account is available in 2 states across the USA.

Capital Bank Personal Savings Account FAQ

Are savings accounts from Capital Bank federally insured?

Yes, your Capital Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #597). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Capital Bank offer a signup bonus?

Capital Bank Personal Savings Account doesn't offer a signup bonus.

What is the minimum balance for Capital Bank Personal Savings Account?

The minimum balance to open a Capital Bank Personal Savings Account is $25.
Capital Bank Personal Savings Account Account Minimums
Description
APY Minimum Balance $250
Minimum Balance to Avoid Monthly Fee $250
Minimum Opening Deposit Starting at $25
Minimum Required Balance $250

What APY does Capital Bank offer?

Capital Bank Personal Savings Account offers an APY and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).

What features and perks does Capital Bank Personal Savings Account offer?

This account includes the following features.

Capital Bank Personal Savings Account Features
Description
Bank Account Features
  • FDIC Member
  • Branch Access
  • Automatic Savings
  • Interest Bearing Account

What fees does Capital Bank Personal Savings Account charge?

Capital Bank Personal Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $250.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $15 fee.
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Availability

  Available in 2 states
  • New York
  • Pennsylvania

Feature Breakdown

APY Minimum Balance $250
Minimum Balance to Avoid Monthly Fee $250
Minimum Opening Deposit Starting at $25
Minimum Required Balance $250
Monthly Fee $0 - $3
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $40
Bank Account Features
  • FDIC Member
  • Branch Access
  • Automatic Savings
  • Interest Bearing Account
APY (Annual Percentage Yield) 0% - 0.02%

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