Last Updated: 04/18/2025
Capital Bank Personal Savings Account
Unaffiliated
in Savings Accounts from Capital Bank
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0% - 0.02%(Verified 06/21/2024)
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Minimum Opening Deposit
Starting at $25
Minimum Balance to Earn APY
$250
Capital Bank Personal Savings Account Review
Capital Bank Personal Savings Account is offered by Capital Bank, a bank founded in 1995 and based in Albany, NY. Capital Bank Personal Savings Account are available in 2 states.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.02%.
- Charges a monthly fee. This account charges a monthly fee of up to $3, but the fee may be waived if you keep a minimum balance of$250.
Capital Bank Personal Savings Account Pros & Cons
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Capital Bank Personal Savings Account FAQ
Are savings accounts from Capital Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Capital Bank offer a signup bonus?
Capital Bank Personal Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Capital Bank Personal Savings Account?
The minimum deposit to open a Capital Bank Personal Savings Account is $25.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $250 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $250 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $250 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Capital Bank Personal Savings Account offer?
Capital Bank Personal Savings Account offers a variable APY and ranging up to 0.02% (APY stands for annual percentage yield, rates may change).
What fees does Capital Bank Personal Savings Account charge?
Capital Bank Personal Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $250.
- Outgoing domestic bank transfers come with a $25 fee.
- Incoming domestic bank transfers come with a $15 fee.
- Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $15 fee.
What features and perks does Capital Bank Personal Savings Account offer?
This savings account includes the following features:
Can you set up a direct deposit to Capital Bank Personal Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Capital Bank Personal Savings Account?
The customer support email for Capital Bank Personal Savings Account is contactgroup@chemungcanal.com.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 1:00PM