Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.01% - 0.05%(Verified 06/21/2024)
Disclaimer popup with additional information
Minimum Opening Deposit
N/A
Minimum Balance to Earn APY
N/A
Chase Premier Savings Account Review
Chase Premier Savings Account is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase savings account are available in 23 states.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- $0 monthly account fees available. This account charges a monthly fee of up to $25, but the fee may be waived if you keep a minimum balance of$15,000.
- No ATM fees. Chase Premier Savings Account does not charge fees on ATM transactions .
Chase savings account Pros & Cons
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Chase savings account FAQ
Are savings accounts from Chase Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Chase Bank offer a signup bonus?
Chase savings account doesn't offer a signup bonus.
What is the minimum initial deposit for Chase savings account?
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| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $15,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Combined Balance to Avoid Monthly Maintenance Fee | Starting at $15,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Chase Premier Savings Account offer?
Chase savings account offers a variable APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).
What fees does Chase savings account charge?
Chase savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $15,000. You can also waive the fee by keeping a combined balance of $15,000.
- Outgoing domestic bank transfers come with a $35 fee.
- Incoming domestic bank transfers come with a $15 fee.
- Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $15 fee.
- Chase savings account charges $6 every time you request a paper statement.
What features and perks does Chase savings account offer?
This savings account includes the following features:
- Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
- Fraud monitoring - Chase savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Chase savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Chase savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 6:00PMSaturday9:00AM - 1:00PM
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Other Savings Accounts from Chase Bank
APY (Annual Percentage Yield)
0.01%
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $0
Minimum Balance to Earn APY
N/A
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