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  Chase Premier Savings Account

Chase Premier Savings Account

in Savings Accounts from Chase Bank · fdic

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Chase Premier Savings Account

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in Savings Accounts from Chase Bank · Member FDIC

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Highlights
Monthly Fee $0 - $25
APY (Annual Percentage Yield) 0.01% - 0.05%
APY Minimum Balance N/A

Chase Premier Savings Account Review

Chase Premier Savings Account is offered by Chase Bank, a bank founded in 1877 and based in New York, NY. Chase Premier Savings Account is available in 23 states across the USA.

Key Takeaways
  • Higher than average APY. Chase Premier Savings Account has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts.
  • $0 monthly Service Charge available. This account charges a monthly service fee of up to $25, but the fee is waived if you keep a minimum balance of $15,000.
  • No ATM fees. Chase Premier Savings Account does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Chase Bank.
Chase savings account Pros & Cons
Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • No signup bonus.
  • Does not come with a debit card
  • Only available in 23 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
Chase savings account FAQ

Are savings accounts from Chase Bank federally insured?

Yes, your Chase Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #628). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Chase Bank offer a signup bonus?

Chase savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Chase savings account?

Chase Premier Savings Account Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $15,000
Minimum Combined Balance to Avoid Monthly Fee $15,000

What APY does Chase Bank offer?

Chase savings account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

What fees does Chase savings account charge?

Chase savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $15,000. You can also waive the fee by keeping a combined balance of $15,000.

  • Outgoing domestic bank transfers come with a $35 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $15 fee.
  • Chase savings account charges $6 every time you request a paper statement.

What features and perks does Chase savings account offer?

This savings account includes the following features:

  • Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
  • Fraud monitoring - Chase savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Chase savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Chase savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Chase savings account?

The customer support email for Chase savings account is customerdepartament@chase.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

Icon for Savings Accounts
View all savings accounts offered by Chase Bank

Availability

  Available in 23 states
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Michigan
  • New Jersey
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Texas
  • Utah
  • Washington
  • Wisconsin
  • West Virginia

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $15,000
Minimum Combined Balance to Avoid Monthly Fee $15,000
Monthly Fee $0 - $25
Paper Statement Fee $6
Returned Deposit Fee (Domestic) $34
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $35
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $50
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.01% - 0.05%

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