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Chime Savings Account

in Savings Accounts from Chime · Member FDIC

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Chime Savings Account

Claimed

in Savings Accounts from Chime · Member FDIC

SuperMoney Net Recommendation Score +23%

SUPERMONEY NET RECOMMENDATION SCORE

+23%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Mostly recommended

8 users recommend
0 users are unsure
5 users don't recommend
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Highlights
Community Rating Mostly recommended
Monthly Fee $0
APY (Annual Percentage Yield) 1%
APY Minimum Balance $0
Number of Reviews 13

Chime Savings Account Review

Chime Savings Account is offered by Chime, a bank founded in 2012 and based in Wilmington, DE. It is made possible by a bank partnership with The Bancorp Bank. Chime Savings Account is available in 50 states (and Washington, DC).

Chime Savings Account FAQ

Are savings accounts from Chime federally insured?

Yes, your Chime savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Chime offer a signup bonus?

Chime Savings Account doesn't offer a signup bonus.

What is the minimum balance for Chime Savings Account?

The minimum balance to open a Chime Savings Account is $0.
Chime Savings Account Account Minimums
Description
APY Minimum Balance $0
Minimum Initial Deposit $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Required Balance N/A
Minimum Account Transfer to Avoid Monthly Fee N/A
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0

What APY does Chime offer?

Chime Savings Account offers an APY of 1% (APY stands for annual percentage yield, rates may change).

What features and perks does Chime Savings Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.
  • Get paid early - If you fund your account with a payroll direct deposit and request this service, you can collect your salary early.
  • Nationwide ATM network - Withdraw money and check your balance from wherever you are.
  • Chime Savings Account Features
    Description
    Best Of? Yes
    Bank Account Features
    • No ATM Fees
    • FDIC Member
    • Bauer Financial A+/A Rating
    • Get Paid Early
    • Automatic Savings
    • Debit Card
    • Free Bill Pay
    • Mobile Banking
    • Check Images with Statement
    • Nationwide ATM Network
    • Interest Bearing Account
    • No Monthly Maintenance Fee
    • Mobile Check Deposit

What fees does Chime Savings Account charge?

Chime Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   409 Silverside Road
    Wilmington, DE 19809
  •   Visit Site

Other Services by Chime

Message From Chime

Chime, the leader in the U.S. challenger banking segment, helps members avoid bank fees, save money automatically, and lead healthier financial lives. Chime members receive a Chime Visa debit card, a Spending Account, a Savings Account, and a powerful mobile app that keeps members in control. The Chime mobile app is available for iPhone and Android devices and has been featured as one of the best Money Management apps in the App Store.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Early Account Closure $0
Monthly Fee $0
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Bauer Financial A+/A Rating
  • Get Paid Early
  • Automatic Savings
  • Debit Card
  • Free Bill Pay
  • Mobile Banking
  • Check Images with Statement
  • Nationwide ATM Network
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 1%

Chime Savings Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+23%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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