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Chime® Review

Chime® was founded in 2012 and is based in San Francisco, CA.
Learn more about Chime® and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Chime®.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Chime® logo

Message from Chime®

Chime is a financial technology company founded on the premise that basic banking services should be helpful, easy and free. We want to profit with our members, not from them. That’s why our model doesn’t rely on overdraft, monthly service, minimum balance, or other consumer fees. We partner with regional banks to design member first financial products. This creates a more competitive market with better, lower-cost options for everyday Americans who aren’t being served well by traditional banks. We help drive innovation, inclusion, and access across the industry.

We created Chime because we believe everyone deserves financial peace of mind. We’re building a new kind of online bank account that helps members get ahead by making managing money easy. It’s your money. It’s your life. Chime in.

Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A.; Members FDIC.

Contact

Headquarters

PO Box 417
San Francisco, CA 94104

Hours of Operation

SundayAll DayMondayAll DayTuesdayAll DayWednesdayAll DayThursdayAll DayFridayAll DaySaturdayAll Day

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +59, or 4.2 on a 5-point rating scale.

+59

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Chime® Community Reviews

Would you recommend Chime® to your friends?


U

Anonymous

Mar 1, 2026

Would Recommend

Review for Chime® Checking Account

Chimes has always treated me right .And friendly people to deal with over phone.

U

Anonymous

Nov 7, 2025

Would Recommend

Review for Chime® Checking Account

Yes I would tell a friend bout that chime is good

U

Anonymous

Oct 7, 2025

Would Recommend

Review for Chime MyPay®

Ir is easy ro understand and find the correct people you need to pay

AR

Angie R.

Oct 2, 2025

Would Recommend

Review for Chime® Checking Account

Chime is good to bank with they give extra money without charging you a fee like overdraft

DS

Dustin S.

Sep 22, 2025

Would Recommend

Review for Chime® Checking Account

Best mobile banking app i have ever u use there are no annual fees or charges no ATM fee and plus it the number one banking app In the world I recommend this app to every one and when u sign up use me a a referral Dustin swygart

Showing 5 of 218 reviews

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