
Citizens Access Online Savings Account
Not enough votes for recommendation
Explore a similar product
Try this top product in Savings Accounts.
Monthly Fee | $0 |
APY (Annual Percentage Yield) | 0.04% |
Minimum Balance to Earn APY | N/A |
Citizens Access Online Savings Account Review
Citizens Access Online Savings Account is offered by Citizens Access, a bank founded in 2017 and based in Providence, RI. Citizens Access Online Savings Account are available in 50 states (and Washington, DC).
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.04%.
- $0 monthly fee. This account does not charge any monthly account fees.
- Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
Citizens Access savings account Pros & Cons
Pros | Cons |
---|---|
|
|
Citizens Access savings account FAQ
Are savings accounts from Citizens Access federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57957). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Citizens Access offer a signup bonus?
Citizens Access savings account has a signup bonus of $0.
What is the minimum initial deposit for Citizens Access savings account?
The minimum deposit to open a Citizens Access savings account is $5,000.Description | |
---|---|
Minimum Opening Deposit | Starting at $5,000 |
Minimum Required Balance | $5,000 |
What APY does Citizens Access Online Savings Account offer?
Citizens Access savings account offers an APY of 0.04% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.What fees does Citizens Access savings account charge?
Citizens Access savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Citizens Access savings account offer?
This savings account includes the following features:
- Mobile Banking Services - Citizens Access savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
Can you set up a direct deposit to Citizens Access savings account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Citizens Access savings account?
The customer support email for Citizens Access savings account is feedback@citizensaccess.com.
Contact
- Headquarters
-
One Citizens Plaza
Providence, RI 02903 USA - Visit Site
- Email Support
Other Services by Citizens Access
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Minimum Opening Deposit | Starting at $5,000 |
Minimum Required Balance | $5,000 |
Be the first to rate
Would you recommend Citizens Access Online Savings Account to your friends?
Citizens Access Savings Accounts
- Ally Bank Online Savings Account
- Citi® Accelerate Savings
- City National Bank Consumer Savings Account
- ESL Federal Credit Union Daily Dividend Savings Account
- F&M Bank Youth Savings
- First Home Bank Savings Account
- Gate City Bank Coverdell Education Savings Account
- MEMBERS1st Community Credit Union Share Savings
- Members First Credit Union Utah Budget Accounts
- Northern Trust Private Banking Account
- Synovus Bank Signature Personal Savings Account
- Wells Fargo Bank Platinum Savings Account