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  Citizens Bank of Cheboygan Free Kasasa Saver
Citizens Bank of Cheboygan Free Kasasa Saver Unaffiliated

Citizens Bank of Cheboygan Free Kasasa Saver

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Highlights
Monthly Fee $0
APY (Annual Percentage Yield) 0.05% - 1%
Minimum Balance to Earn APY $0

Citizens Bank of Cheboygan Free Kasasa Saver Review

Citizens Bank of Cheboygan Free Kasasa Saver is offered by Citizens National Bank of Cheboygan savings accounts, a bank founded in 1931 and based in Cheboygan, MI. Citizens Bank of Cheboygan Free Kasasa Saver are available in 1 state across the USA.

Key Takeaways

  • Higher than average APY. Citizens Bank of Cheboygan Free Kasasa Saver has an annual percentage yield of up to 1%, which is higher than the average interest rate for savings accounts.
  • $0 monthly fee. This account does not charge any monthly account fees.

Citizens National Bank savings account Pros & Cons

Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Only available in one state.
  • Higher than average wire transfer fees.

Citizens National Bank savings account FAQ

Are savings accounts from Citizens National Bank of Cheboygan federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Citizens National Bank of Cheboygan offer a signup bonus?

Citizens National Bank savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Citizens National Bank savings account?

The minimum deposit to open a Citizens National Bank savings account is $50.
Citizens Bank of Cheboygan Free Kasasa Saver Minimums
Description
Minimum Balance to Earn APY $0
Minimum Opening Deposit Starting at $50

What APY does Citizens Bank of Cheboygan Free Kasasa Saver offer?

Citizens National Bank savings account offers a variable APY starting at 0.05% and ranging up to 1% (APY stands for annual percentage yield, rates may change).

What fees does Citizens National Bank savings account charge?

Citizens National Bank savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $50 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Citizens National Bank savings account charges a $20 fee for an early account closure. Contact Citizens National Bank savings account for more details on what is considered an early closure.

What features and perks does Citizens National Bank savings account offer?

This savings account includes the following features:

  • Fraud monitoring - Citizens National Bank savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Citizens National Bank savings account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Citizens National Bank savings account?

The customer support email for Citizens National Bank savings account is info@cnbismybank.com.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Citizens National Bank of Cheboygan

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View all savings accounts offered by Citizens National Bank of Cheboygan

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Minimum Balance to Earn APY $0
Minimum Opening Deposit Starting at $50
Monthly Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
Bank Teller Fee $0
Returned Deposit Fee (Domestic) $35
Early Account Closure $20
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Automatic Transfers
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.05% - 1%

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