Citizens National Bank Financial Freedom Review

Citizens National Bank Financial Freedom is offered by Citizens National Bank, a bank founded in 1888 and based in Meridian, MS. Citizens National Bank Financial Freedom is available in 50 states (and Washington, DC).

• Charges a monthly fee. This account charges a monthly service fee of up to $25, but the fee is waived if you keep a minimum balance of $10,000.
• Large minimum initial deposit. You need a minimum deposit of $10,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
• ATM fee reimbursements. This account will reimburse you for ATM fees (see terms and conditions for details).
• Bill pay. Pay your bills to practically anyone in the United States through Citizens National Bank.

Are savings accounts from Citizens National Bank federally insured?

Yes, your Citizens National Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Citizens National Bank offer a signup bonus?

Citizens National Bank Financial Freedom doesn't offer a signup bonus.

What is the minimum initial deposit for Citizens National Bank Financial Freedom?

What APY does Citizens National Bank offer?

Citizens National Bank Financial Freedom is not an interest-bearing account.

What fees does Citizens National Bank Financial Freedom charge?

Citizens National Bank Financial Freedom does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $10,000.

What features and perks does Citizens National Bank Financial Freedom offer?

This savings account includes the following features:

• ATM reimbursement - This account provides ATM access and will reimburse you for the ATM fees charged by other networks.
• Fraud monitoring - Citizens National Bank Financial Freedom monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Citizens National Bank Financial Freedom allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Citizens National Bank Financial Freedom?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.