SuperMoney
  Citizens National Bank Financial Freedom
Citizens National Bank Financial Freedom Unaffiliated

Citizens National Bank Financial Freedom

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Savings Accounts.
Discover Bank Online Savings Account
Discover Bank Online Savings Account 12 reviews
Highlights
Monthly Fee $0 - $25
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY $10,000

Citizens National Bank Financial Freedom Review

Citizens National Bank Financial Freedom is offered by Citizens National Bank, a bank founded in 1888 and based in Meridian, MS. Citizens National Bank Financial Freedom are available in 50 states (and Washington, DC).

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of up to $25, but the fee is waived if you keep a minimum balance of $10,000.
  • Large minimum initial deposit. You need a minimum deposit of $10,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).

Citizens National Bank Financial Freedom Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Monthly service charge.

Citizens National Bank Financial Freedom FAQ

Are savings accounts from Citizens National Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Citizens National Bank offer a signup bonus?

Citizens National Bank Financial Freedom doesn't offer a signup bonus.

What is the minimum initial deposit for Citizens National Bank Financial Freedom?

The minimum deposit to open a Citizens National Bank Financial Freedom is $10,000.
Citizens National Bank Financial Freedom Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $10,000
Minimum Balance to Earn APY $10,000
Minimum Opening Deposit Starting at $10,000

What APY does Citizens National Bank Financial Freedom offer?

Citizens National Bank Financial Freedom is not an interest-bearing account.

What fees does Citizens National Bank Financial Freedom charge?

Citizens National Bank Financial Freedom does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $10,000.

What features and perks does Citizens National Bank Financial Freedom offer?

This savings account includes the following features:

  • ATM reimbursement - This account provides ATM access and will reimburse you for the ATM fees charged by other networks.
  • Fraud monitoring - Citizens National Bank Financial Freedom monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank Financial Freedom allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Citizens National Bank Financial Freedom?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Citizens National Bank Financial Freedom?

The customer support email for Citizens National Bank Financial Freedom is deposit.helpdesk@yourcnb.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $10,000
Minimum Balance to Earn APY $10,000
Minimum Opening Deposit Starting at $10,000
Monthly Fee $0 - $25
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Proof of Residence
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Branch Access
  • Member FDIC

Be the first to rate

 

Would you recommend Citizens National Bank Financial Freedom to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Citizens National Bank Savings Accounts

Loading...