Skip to content
SuperMoney logo
SuperMoney logo
Savings Accounts
Advertiser Disclosure

Last Updated: 04/18/2025

Citizens National Bank Financial Freedom

in Savings Accounts from Citizens National Bank

Last Updated: 04/18/2025

Citizens National Bank logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Compare All Savings Accounts


Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

APY (Annual Percentage Yield)

N/A

Minimum Opening Deposit

Starting at $10,000

Minimum Balance to Earn APY

$10,000

Speech bubbles icon

Citizens National Bank Financial Freedom Review

Citizens National Bank Financial Freedom is offered by Citizens National Bank, a bank founded in 1888 and based in Meridian, MS. Citizens National Bank Financial Freedom are available in 50 states and Washington, DC.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly fee of up to $25, but the fee may be waived if you keep a minimum balance of$10,000.
  • Large minimum initial deposit. You need a minimum deposit of $10,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
  • ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).

Citizens National Bank Financial Freedom Pros & Cons

Citizens National Bank Financial Freedom FAQ

Are savings accounts from Citizens National Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Citizens National Bank offer a signup bonus?

Citizens National Bank Financial Freedom doesn't offer a signup bonus.

What is the minimum initial deposit for Citizens National Bank Financial Freedom?

The minimum deposit to open a Citizens National Bank Financial Freedom is $10,000.

What APY does Citizens National Bank Financial Freedom offer?

Citizens National Bank Financial Freedom is not an interest-bearing account.

What fees does Citizens National Bank Financial Freedom charge?

Citizens National Bank Financial Freedom does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $10,000.

    What features and perks does Citizens National Bank Financial Freedom offer?

    This savings account includes the following features:
    • ATM reimbursement - This account provides ATM access and will reimburse you for the ATM fees charged by other networks.
    • Fraud monitoring - Citizens National Bank Financial Freedom monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
    • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
    • Mobile Banking Services - Citizens National Bank Financial Freedom allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

    Can you set up a direct deposit to Citizens National Bank Financial Freedom?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Citizens National Bank Financial Freedom?

    The customer support email for Citizens National Bank Financial Freedom is deposit.helpdesk@yourcnb.com.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    512 22nd Avenue
    Meridian, MS 39301
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 4:00PM
    Tuesday
    9:00AM - 4:00PM
    Wednesday
    9:00AM - 4:00PM
    Thursday
    9:00AM - 4:00PM
    Friday
    9:00AM - 5:30PM
    Saturday
    9:00AM - 12:00PM

    Other Services by Citizens National Bank