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Citizens National Bank Safety Net Savings Unaffiliated

Citizens National Bank Safety Net Savings

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Highlights
Monthly Fee $0 - $5
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY $100

Citizens National Bank Safety Net Savings Review

Citizens National Bank Safety Net Savings is offered by Citizens National Bank, a bank founded in 1888 and based in Meridian, MS. Citizens National Bank Safety Net Savings are available in state across the USA.

Key Takeaways

  • Charges a monthly fee. This account charges a monthly service fee of up to $5, but the fee is waived if you keep a minimum balance of $100.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.

Citizens National Bank Safety Net Savings Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest.
  • Monthly service charge.

Citizens National Bank Safety Net Savings FAQ

Are savings accounts from Citizens National Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Citizens National Bank offer a signup bonus?

Citizens National Bank Safety Net Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Citizens National Bank Safety Net Savings?

The minimum deposit to open a Citizens National Bank Safety Net Savings is $100.
Citizens National Bank Safety Net Savings Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $100
Minimum Balance to Earn APY $100
Minimum Opening Deposit Starting at $100

What APY does Citizens National Bank Safety Net Savings offer?

Citizens National Bank Safety Net Savings is not an interest-bearing account.

What fees does Citizens National Bank Safety Net Savings charge?

Citizens National Bank Safety Net Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $100.

What features and perks does Citizens National Bank Safety Net Savings offer?

This savings account includes the following features:

  • Fraud monitoring - Citizens National Bank Safety Net Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank Safety Net Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Citizens National Bank Safety Net Savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Citizens National Bank Safety Net Savings?

The customer support email for Citizens National Bank Safety Net Savings is deposit.helpdesk@yourcnb.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $100
Minimum Balance to Earn APY $100
Minimum Opening Deposit Starting at $100
Monthly Fee $0 - $5
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Proof of Residence
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Branch Access
  • Member FDIC

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