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  Citizens National Bank Safety Net Savings

Citizens National Bank Safety Net Savings

in Savings Accounts from Citizens National Bank · fdic

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Citizens National Bank Safety Net Savings

Unaffiliated

in Savings Accounts from Citizens National Bank · Member FDIC

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Highlights
Monthly Fee $0 - $5
APY (Annual Percentage Yield) N/A
APY Minimum Balance $100

Citizens National Bank Safety Net Savings Review

Citizens National Bank Safety Net Savings is offered by Citizens National Bank, a bank founded in 1888 and based in Meridian, MS. Citizens National Bank Safety Net Savings is available in state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of up to $5, but the fee is waived if you keep a minimum balance of $100.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Bill pay. Pay your bills to practically anyone in the United States through Citizens National Bank.
Citizens National Bank Safety Net Savings Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Monthly service charge.
Citizens National Bank Safety Net Savings FAQ

Are savings accounts from Citizens National Bank federally insured?

Yes, your Citizens National Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Citizens National Bank offer a signup bonus?

Citizens National Bank Safety Net Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Citizens National Bank Safety Net Savings?

The minimum deposit to open a Citizens National Bank Safety Net Savings is $100.
Citizens National Bank Safety Net Savings Minimums
Description
APY Minimum Balance $100
Minimum Balance to Avoid Monthly Fee Starting at $100
Minimum Opening Deposit Starting at $100

What APY does Citizens National Bank offer?

Citizens National Bank Safety Net Savings is not an interest-bearing account.

What fees does Citizens National Bank Safety Net Savings charge?

Citizens National Bank Safety Net Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $100.

What features and perks does Citizens National Bank Safety Net Savings offer?

This savings account includes the following features:

  • Fraud monitoring - Citizens National Bank Safety Net Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank Safety Net Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Citizens National Bank Safety Net Savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

APY Minimum Balance $100
Minimum Balance to Avoid Monthly Fee Starting at $100
Minimum Opening Deposit Starting at $100
Monthly Fee $0 - $5
Account Features
  • Member FDIC
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • Interest Bearing Account
  • Mobile Check Deposit

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