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  Exchange Bank and Trust True Savings Account

Exchange Bank and Trust True Savings Account

in Savings Accounts from Exchange Bank and Trust · Member fdic

Unaffiliated

Exchange Bank and Trust True Savings Account

Unaffiliated

in Savings Accounts from Exchange Bank and Trust · Member FDIC

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Highlights
Monthly Fee $1
APY (Annual Percentage Yield) 0.1%
APY Minimum Balance $50

Exchange Bank and Trust True Savings Account Review

Exchange Bank and Trust True Savings Account is offered by Exchange Bank and Trust, a bank founded in 1856 and based in Atchison, KS. Exchange Bank and Trust True Savings Account is available in 1 state across the USA.

Exchange Bank and Trust True Savings Account FAQ

Are savings accounts from Exchange Bank and Trust federally insured?

Yes, your Exchange Bank and Trust savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #4619). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Exchange Bank and Trust offer a signup bonus?

Exchange Bank and Trust True Savings Account doesn't offer a signup bonus.

What is the minimum balance for Exchange Bank and Trust True Savings Account?

The minimum balance to open a Exchange Bank and Trust True Savings Account is $50.
Exchange Bank and Trust True Savings Account Account Minimums
Description
APY Minimum Balance $50
Minimum Initial Deposit $50
Minimum Combined Balance to Avoid Monthly Fee N/A
Minimum Required Balance N/A
Minimum Account Transfer to Avoid Monthly Fee N/A
Minimum Direct Deposit to Avoid Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee $100

What APY does Exchange Bank and Trust offer?

Exchange Bank and Trust True Savings Account offers an APY of 0.1% (APY stands for annual percentage yield, rates may change).

What features and perks does Exchange Bank and Trust True Savings Account offer?

This account includes the following features.

Exchange Bank and Trust True Savings Account Features
Description
Bank Account Features
  • FDIC Member
  • Branch Access
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit

What fees does Exchange Bank and Trust True Savings Account charge?

This account charges a monthly maintenance fee of $1. However, you can waive the monthly fee if you have a minimum daily balance of $100.

  • Outgoing domestic bank transfers come with a $30 fee.
  • Incoming domestic bank transfers come with a $20 fee.
  • Outoing international bank transfers come with a $75 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $20 fee.
  • Exchange Bank and Trust True Savings Account charges a $10 fee for an early account closure. Contact Exchange Bank and Trust True Savings Account for more details on what is considered an early closure.
  • Exchange Bank and Trust True Savings Account charges $2 every time you request a paper statement.
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Availability

  Available in 1 state
Kansas
Availabile in all of Kansas

Feature Breakdown

APY Minimum Balance $50
Minimum Balance to Avoid Monthly Fee $100
Minimum Initial Deposit $50
Early Account Closure $10
Monthly Fee $1
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $6
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $75
Bank Account Features
  • FDIC Member
  • Branch Access
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.1%

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SUPERMONEY NET RECOMMENDATION SCORE

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