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  Exchange Bank Christmas Club Savings

Exchange Bank Christmas Club Savings

in Savings Accounts from Exchange Bank of Louisiana · fdic

Unaffiliated

Exchange Bank Christmas Club Savings

Unaffiliated

in Savings Accounts from Exchange Bank of Louisiana · Member FDIC

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Highlights
Monthly Fee $0
APY (Annual Percentage Yield) N/A
APY Minimum Balance N/A

Exchange Bank Christmas Club Savings Review

Exchange Bank Christmas Club Savings is offered by Exchange Bank of Louisiana, a bank founded in 1892 and based in Natchitoches, LA. Exchange Bank Christmas Club Savings is available in 1 state across the USA.

Key Takeaways
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
Exchange Bank Christmas Club Savings Pros & Cons
Pros Cons
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • This is christmas account which means you get your money through annual reimbursement before the holiday season every year.
  • There might be a penalty fee if you withdraw your money earlier before the holiday season.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
Exchange Bank Christmas Club Savings FAQ

Are savings accounts from Exchange Bank of Louisiana federally insured?

Yes, your Exchange Bank of Louisiana savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #10528). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Exchange Bank of Louisiana offer a signup bonus?

Exchange Bank Christmas Club Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Exchange Bank Christmas Club Savings?

There is no minimum deposit to open a Exchange Bank Christmas Club Savings.
Exchange Bank Christmas Club Savings Minimums
Description
Minimum Opening Deposit Starting at $0

What APY does Exchange Bank of Louisiana offer?

Exchange Bank Christmas Club Savings is not an interest-bearing account.

What fees does Exchange Bank Christmas Club Savings charge?

Exchange Bank Christmas Club Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Exchange Bank Christmas Club Savings offer?

This savings account includes the following features:

  • Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
  • Fraud monitoring - Exchange Bank Christmas Club Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - Exchange Bank Christmas Club Savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Exchange Bank Christmas Club Savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Exchange Bank Christmas Club Savings?

The customer support email for Exchange Bank Christmas Club Savings is loans@exchange-bank.com.

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Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Monthly Fee $0
Account Features
  • Member FDIC
  • Branch Access
  • Bauer Financial A+/A Rating
  • Automatic Transfers
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • No Monthly Maintenance Fee
  • Mobile Check Deposit

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